list Rhythmyx 21 May 2026 11:08:23 -0400 /rss/occ_bulletins.xml?utm_source=RSS_feed&utm_medium=RSS Office of the Comptroller of the Currency en-US webmaster@occ.treas.gov The Federal Financial Institutions Examination Council today invited public comment on proposed revisions to the Uniform Financial Institutions Rating System, commonly known as the CAMELS rating system, to focus ratings on material financial risk and improve the transparency of ratings. Comments on all aspects of the proposed revisions are due 90 days after publication of the proposed revisions in the Federal Register. 19 May 2026 13:00:00 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-22.html Office of the Comptroller of the Currency Uniform Rating Systems Office of the Comptroller of the Currency The OCC is issuing a final preemption determination concluding that federal law preempts state laws that restrict OCC-regulated banks' flexibility to decide whether and to what extent to pay interest or other compensation on funds placed in real estate escrow accounts; or assess fees in connection with such accounts. 15 May 2026 12:30:02 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-21.html Office of the Comptroller of the Currency Commercial Real Estate Lending, Laws & Regulations, Mortgage Banking / Residential Lending Office of the Comptroller of the Currency The OCC is issuing a final rule to codify longstanding powers of national banks and federal savings associations to establish or maintain real estate lending escrow accounts and to exercise flexibility in making business judgments as to the terms and conditions of such accounts, including whether and to what extent to offer any compensation or to assess any fees related thereto. 15 May 2026 12:30:02 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-20.html Office of the Comptroller of the Currency Commercial Real Estate Lending, Laws & Regulations, Mortgage Banking / Residential Lending Office of the Comptroller of the Currency The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation issued on May 1, 2026, the host state loan-to-deposit (LTD) ratios. The OCC is issuing this bulletin to inform banks about how these ratios are used to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. 1 May 2026 11:30:00 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-19.html Office of the Comptroller of the Currency Community Reinvestment Act (CRA) Office of the Comptroller of the Currency The OCC is issuing an interim final rule amending its regulation on national bank non-interest charges and fees, 12 CFR 7.4002. Among other things, the interim final rule clarifies national banks' power to charge non-interest fees and charges, including interchange fees from payment card activity, regardless of whether those fees are set by the bank or a third party. Comments on all aspects of the interim final rule are due 30 days after it is published in the Federal Register. 24 Apr 2026 17:00:03 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-18.html Office of the Comptroller of the Currency Laws & Regulations, OCC Regulations Office of the Comptroller of the Currency The OCC is issuing an interim final order concluding that federal law preempts the Illinois Interchange Fee Prohibition Act. National banks and federal savings associations are neither subject to nor required to comply with this state law. Comments on all aspects of the interim final order are due 30 days after it is published in the Federal Register. 24 Apr 2026 17:00:02 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-17.html Office of the Comptroller of the Currency Laws & Regulations, OCC Regulations Office of the Comptroller of the Currency The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to rescind or amend certain regulations that are unnecessary, based on anything other than the best reading of the underlying statutory authority, or lacking clear statutory authority, consistent with Executive Order 14219, Ensuring Lawful Governance and Implementing the President's "Department of Government Efficiency" Deregulatory Initiative (EO 14219). The proposed rule would streamline 12 CFR parts 24, 43, and 128 of title 12 of the Code of Federal Regulations by rescinding or amending regulations that meet the criteria of EO 14219 or are otherwise unnecessary, duplicative, or burdensome. 24 Apr 2026 13:30:00 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-16.html Office of the Comptroller of the Currency Credit Administration, Credit Risk Review Office of the Comptroller of the Currency The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation issued a final rule to relieve regulatory burden on certain qualifying community banks by revising the community bank leverage ratio framework. 23 Apr 2026 16:34:12 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-15.html Office of the Comptroller of the Currency Capital, Corporate & Risk Governance (CARG), Risk-Based Supervision Office of the Comptroller of the Currency The Office of the Comptroller of the Currency (OCC) published the spring 2026 edition of the Interest Rate Risk Statistics Report. The report presents interest rate risk data gathered during examinations of OCC-supervised midsize and community banks and federal savings associations 22 Apr 2026 10:00:00 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-14.html Office of the Comptroller of the Currency Capital Markets, Interest Rate Risk, Treasury & Market Risk Office of the Comptroller of the Currency The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Federal Reserve Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) are issuing updated interagency guidance and this bulletin to clarify model risk management principles, to set forth a risk-based approach to model risk management, and to rescind prior model risk management guidance and other issuances. 17 Apr 2026 15:30:00 -0400 https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-13.html Office of the Comptroller of the Currency Corporate & Risk Governance (CARG), Risk-Based Supervision Office of the Comptroller of the Currency