Redesignation Table for Savings Association Regulations

(as of April 1, 2017)

The Office of the Comptroller of the Currency (OCC) has integrated many national bank and federal savings association rules. The following redesignation table lists the former savings association provision and identifies the OCC provision that has replaced it.

Title	Former Rule	Current Rule
Application Processing Procedures	12 CFR part 116	12 CFR part 5, subpart A. See also relevant activity or transaction rule in part 5
What does this part do?	12 CFR 116.1	12 CFR 5.1, 5.2
Do the same procedures apply to all applications under this part?	12 CFR 116.5	12 CFR 5.2
How does the OCC compute time periods under this part?	12 CFR 116.10	12 CFR 5.12
Must I meet with the OCC before I file my application?	12 CFR 116.15	12 CFR 5.4(f)
What information must I include in my draft business plan?	12 CFR 116.20	See 12 CFR 5.4(f)
What type of application must I file?	12 CFR 116.25	See 12 CFR 5.4
What information must I provide with my application?	12 CFR 116.30	See 12 CFR 5.4 (e)
May I keep portions of my application confidential?	12 CFR 116.35	12 CFR 5.9
Where do I file my application?	12 CFR 116.40	12 CFR 5.4(d)
What is the filing date of my application?/Filing fees	12 CFR 116.45	See 12 CFR 5.5, 5.12
How do I amend or supplement my application?	12 CFR 116.47	None
Public notice	12 CFR 116.50–116.80	12 CFR 5.8
Comment procedures: What does this subpart do?	12 CFR 116.100	None
Public comment	12 CFR 116.110–116.140	12 CFR 5.10
Meeting procedures: What does this subpart do?	12 CFR116.160	None
When will the OCC conduct a meeting on an application?	12 CFR 116.170	12 CFR 5.11
What procedures govern the conduct of a meeting?	12 CFR 116.180	12 CFR 5.11
Will the OCC approve or disapprove an application at a meeting?	12 CFR 116.185	None
Will a meeting affect application processing time frames?	12 CFR 116.190	See 12 CFR 5.11(h)
If I file a notice under expedited treatment, when may I engage in the proposed activities?	12 CFR 116.200	See relevant activity or transaction rule in part 5
What will the OCC do after I file my application?	12 CFR 116.210	12 CFR 5.13
If the OCC requests additional information to complete my application, how will it process my application?	12 CFR 116.220	12 CFR 5.13
Will the OCC conduct an eligibility examination?	12 CFR 116.230	12 CFR 5.7
What may the OCC require me to do after my application is deemed complete?	12 CFR 116.240	12 CFR 5.8(g), 5.13(c)
Will the OCC require me to publish a new public notice?	12 CFR 116.250	12 CFR 5.8(g)
May the OCC suspend processing of my application?	12 CFR 116.260	None
How long is the OCC's review period?	12 CFR116.270	12 CFR 5.13; see also relevant activity or transaction rule in part 5
How will I know if my application is approved?	12 CFR 116.280	12 CFR 5.13(d)
What will happen if the OCC does not approve or disapproves my application within two calendar years after the filing date?	12 CFR 116.290	See 12 CFR 5.13(c)
Disclosure of CRA-Related Agreements	12 CFR part 133	12 CFR part 35
Consumer Protection in Sales of Insurance	12 CFR part 136	12 CFR part 14
Federal Mutual Savings Associations: Incorporation, Organization, and Conversion	12 CFR part 143	12 CFR 5.20; 5.42
Corporate title	12 CFR 143.1	12 CFR 5.20(f)(2(i)), 5.42
Application for permission to organize	12 CFR 143.2	12 CFR 5.20
"De novo" applications for a federal savings association charter	12 CFR 143.3	12 CFR 5.20
Issuance of charter	12 CFR 143.4	None
Completion of organization	12 CFR 143.5	12 CFR 5.20
Limitations on transaction of business	12 CFR 143.6	None
Federal savings association created in connection with an association in default or in danger of default	12 CFR 143.7	None
Conversions	12 CFR 143.8–143.10	12 CFR 5.23
Organization plan for governance during first years after issuance of federal mutual savings bank charter	12 CFR 143.11	None
Continuity of existence	12 CFR 143.14	12 CFR 5.23(g)
Federal Mutual Savings Associations: Charter and Bylaws	12 CFR part 144	12 CFR 5.21
Federal mutual charter	12 CFR 144.1	12 CFR 5.21(e)
Charter amendments	12 CFR 144.2	12 CFR 5.21(f) –(h)
Issuance of charter	12 CFR 144.4	None
Federal mutual savings association bylaws	12 CFR 144.5	See 12 CFR 5.21(j)
Effect of subsequent charter or bylaw change	12 CFR 144.6	12 CFR 5.21(j)(5)
Availability: In association offices	12 CFR 144.7	12 CFR 5.21(i)
Communication between members of a federal mutual savings association	12 CFR 144.8	12 CFR 5.21(i)(2)(vii), 144.8
Federal Savings Associations: Operations	12 CFR part 145	12 CFR 5.31, 5.40, 5.52
Home office	12 CFR 145.91(a) - 12 CFR 145.91(b)	None - 12 CFR 5.52
Branch offices	12 CFR 145.92	12 CFR 5.31
Application and notice requirements and processing procedures for branch and home offices	12 CFR 145.93, 12 CFR 145.95	12 CFR 5.31 (branch offices) - 12 CFR 5.40 (home office)
Agency office	12 CFR 145.96	12 CFR 5.31(k)
Federal Mutual Savings Associations: Merger, Dissolution, Reorganization, and Conversion	12 CFR part 146	12 CFR 5.33, 5.48
Definitions, procedures, and transfer of assets upon merger or consolidation	12 CFR 146.1–146.3	12 CFR 5.33
Voluntary dissolution	12 CFR 146.4	12 CFR 5.48
Fiduciary Powers of Federal Savings Associations	12 CFR part 150, subpart A (12 CFR 150.70-150.125)	12 CFR 5.26
Obtaining fiduciary powers: Must I obtain OCC approval or file a notice before I exercise fiduciary powers?	12 CFR 150.70	12 CFR 150.70 (revised), 5.26
Obtaining fiduciary powers	12 CFR 150.80–150.125	12 CFR 5.26
Electronic Notice for Securities Transactions	12 CFR 151.110	Removed
Federal Stock Associations: Incorporation, Organization, and Conversion	12 CFR part 152	12 CFR 5.20, 5.22, 5.23, 5.24, 5.25, 5.33
Procedure for organization of federal stock association	12 CFR 152.1	12 CFR 5.20
Procedures for organization of interim federal stock association	12 CFR 152.2	12 CFR 5.33(e)(4)
Charters, bylaws, boards of directors and officers, share certificates, and books and records	12 CFR 152.3–152.11	12 CFR 5.22
Business combinations	12 CFR 152.13–152.15	12 CFR 5.33
Effect of subsequent charter or bylaw change	12 CFR 152.16	12 CFR 5.22(j)(4)
Federal stock association created in connection with an association in default or in danger of default	12 CFR 152.17	None
Conversion from stock form depository institution to federal stock association	12 CFR 152.18	12 CFR 5.23
Conversion to national banking association or state bank	12 CFR 152.19	12 CFR 5.24 (to national bank) - 12 CFR 5.25 (to state bank)
Subordinate Organizations	12 CFR part 159	12 CFR 5.38 (operating subsidiaries) 12 CFR 5.59 (service corporations)
Lending and Investment
Pass-through investments	12 CFR 160.32, except: 160.32(a) 160.32(b)	12 CFR 5.58 160.32(a) (same) 160.32(b) (revised)
Real estate for office and related facilities	12 CFR 160.37	12 CFR 5.37, 7.1000, 7.3001
Lending Limits	12 CFR 160.93	12 CFR part 32
Re-evaluation of real estate owned	12 CFR 160.172	12 CFR 34.85
Savings Associations: Operations
Submission for approval of chartering documents	12 CFR 163.1(a)	See 12 CFR 5.20(e)(1)(iii)(A)
Availability of chartering documents	12 CFR 163.1(b)	None (federal stock savings associations) - 12 CFR 5.21(i) (federal mutual savings associations)
Merger, consolidation, purchase, or sale of assets, or assumption of liabilities	12 CFR 163.22	12 CFR 5.33, 5.53
Conversion to state bank	12 CFR 163.22(b)(1)(ii)	12 CFR 5.25
Conversion to national bank	12 CFR 163.22(b)(2)	12 CFR 5.24
Transactions with affiliates	12 CFR 163.41	12 CFR 31.3
Loans by savings associations to their executive officers, directors and principal shareholders	12 CFR 163.43	12 CFR 31.2
Inclusion of subordinated debt securities and mandatorily redeemable preferred stock as supplementary capital	12 CFR 163.81	12 CFR 5.56
Capital distributions	12 CFR 163.140–163.146 (subpart E)	12 CFR 5.55
Management and financial policies	12 CFR 163.161	Removed (but see 12 CFR 5.59 (e)(7) for service corporations only)
Procedures for monitoring Bank Secrecy Act compliance	12 CFR 163.177	12 CFR 21.21
Periodic reports	12 CFR 163.180(a)	Removed
Notification of loss and reports of increase in deductible amount of bond	12 CFR 163.180(c)	12 CFR 7.2013
Bonds for directors, officers, employees, and agents; form of and amount of bonds	12 CFR 163.190	12 CFR 7.2013
Bonds for Agents	12 CFR 163.191	12 CFR 7.2013
Notice of change of director or senior executive officer	12 CFR 163.550–163.590 (subpart H)	12 CFR 5.51
Appraisals	12 CFR part 164	12 CFR part 34, subpart C (12 CFR 34.41–34.47)
Purpose and scope	12 CFR 164.1	12 CFR 34.41
Definitions	12 CFR 164.2	12 CFR 34.42
Appraisals required; transactions requiring a state-certified appraiser	12 CFR 164.3	12 CFR 34.43
Minimum appraisal standards	12 CFR 164.4	12 CFR 34.44
Appraiser independence	12 CFR 164.5	12 CFR 34.45
Professional association membership; competency	12 CFR 164.6	12 CFR 34.46
Enforcement	12 CFR 164.7	12 CFR 34.47
Appraisal policies and practices	12 CFR 164.8	See, e.g., 2010 Interagency Appraisal and Evaluation Guidelines
Appraisals for higher-priced mortgage loans	12 CFR 164, subpart B (12 CFR 164.20, 164.21)	12 CFR 34, subpart G (12 CFR 34.201–34.203, Appendices A, B, and C)
Prompt Corrective Action	12 CFR part 165	12 CFR part 6
Authority, purpose, scope, other supervisory authority, and disclosure of capital categories	12 CFR 165.1	12 CFR 6.1
Definitions	12 CFR 165.2	12 CFR 6.2
Notice of capital category	12 CFR 165.3	12 CFR 6.3
Capital measures and capital categories definitions	12 CFR 165.4	12 CFR 6.4
Capital restoration plans	12 CFR 165.5	12 CFR 6.5
Mandatory and discretionary supervisory actions under section 38	12 CFR 165.6	12 CFR 6.6
Directives to take prompt corrective actions	12 CFR 165.7	12 CFR 6.20–6.24
Notice of intent to issue a directive	12 CFR 165.7(a)	12 CFR 6.21(a)
Contents of notice	12 CFR 165.7(b)	12 CFR 6.21(b)
Response to notice	12 CFR 165.7(c)	12 CFR 6.22(a) and (b)
OCC consideration of response	12 CFR 165.7(d)	12 CFR 6.23(a)
Failure to file a response	12 CFR 165.7(e)	12 CFR 6.22(c)
Request for modification or rescission of directive	12 CFR 165.7(f)	12 CFR 6.24
Procedures for reclassifying a federal savings association based on criteria other than capital	12 CFR 165.8	12 CFR 165.8
Order to dismiss a director or senior executive officer	12 CFR 165.9	12 CFR 165.9
Enforcement of directives	12 CFR 165.10	12 CFR 6.25
Capital	12 CFR part 167	12 CFR part 3
Definitions	12 CFR 167.1	See 12 CFR 3.2 and various other sections in 12 CFR part 3
Minimum regulatory capital requirements	12 CFR 167.2	12 CFR 3.10
Individual minimum capital requirements	12 CFR 167.3	Subpart H (12 CFR 3.401–3.405)
Capital directives	12 CFR 167.4	Subpart J (12 CFR 3.601–3.607)
Components of capital	12 CFR 167.5	Subpart C (12 CFR 3.20–3.22)
Risk-based capital credit risk-weight categories	12 CFR 167.6	Subparts D (12 CFR 3.30–3.63) and E (12 CFR 3.100–3.173)
Leverage ratios	12 CFR 167.8	12 CFR 3.10
Tangible capital requirements	12 CFR 167.9	12 CFR 3.10 (a)(6), (b)(5) and (c)(5); see also 12 CFR 6.4(b)(5) and (c)(5)
Consequences of failure to meet capital requirements	12 CFR 167.10	See generally 12 CFR part 6
Reservation of authority	12 CFR 167.11	12 CFR 3.1(d)
Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit-enhancing interest-only strips, and deferred tax assets	12 CFR 167.12	12 CFR 3.22
Risk-based capital requirements–internal ratings-based and advanced measurement approaches	Appendix C	Subpart E (12 CFR 3.100–3.173)
Safety and Soundness Guidelines and Compliance Procedures	12 CFR part 170	12 CFR part 30
Duties of Users of Consumer Reports Regarding Records Disposal	12 CFR part 171, subpart I (12 CFR 171.83)	12 CFR 41.83
Identity Theft Red Flags	12 CFR part 171, subpart J (12 CFR 171.90–171.92, Appendix J)	12 CFR part 41, subpart J (12 CFR 41.90–41.92, Appendix J)
Loans in Areas Having Special Flood Hazards	12 CFR part 172	12 CFR part 22
Authority, purpose, and scope	12 CFR 172.1	12 CFR 22.1
Definitions	12 CFR 172.2	12 CFR 22.2
Requirement to purchase flood insurance where available	12 CFR 172.3	12 CFR 22.3
Exemptions	12 CFR 172.4	12 CFR 22.4
Escrow requirement	12 CFR 172.5	12 CFR 22.5
Required use of standard flood hazard determination form	12 CFR 172.6	12 CFR 22.6
Forced placement of flood insurance	12 CFR 172.7	12 CFR 22.7
Determination fees	12 CFR 172.8	12 CFR 22.8
Notice of special flood hazards and availability of Federal disaster relief assistance	12 CFR 172.9	12 CFR 22.9
Notice of servicer's identity	12 CFR 172.10	12 CFR 22.10
Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance	Appendix A to part 172	Appendix A to part 22
Acquisition of Control of Federal Savings Associations	12 CFR 174.1–174.7 12 CFR part 174, appendix A	12 CFR 5.50 None
Accounting Requirements	12 CFR part 193	Removed
Securities of Federal Savings Associations	12 CFR part 194	12 CFR part 11
Requirements under certain sections of the Securities Exchange Act of 1934	12 CFR 194.1	12 CFR 11.2, 11.3, 11.4
Liability for certain statements by Federal savings associations	12 CFR 194.3	None
Form and content of financial statements	12 CFR 194.210	12 CFR 11.2
Application of this subpart	12 CFR 194.801	None
-Description of business	12 CFR 194.802	None
Management Official Interlocks	12 CFR part 196	12 CFR part 26
Authority, purpose, and scope	12 CFR 196.1	12 CFR 26.1
Definitions	12 CFR 196.2	12 CFR 26.2
Prohibitions	12 CFR 196.3	12 CFR 26.3
Interlocking relationships permitted by statute	12 CFR 196.4	12 CFR 26.4
Small market share exemption	12 CFR 196.5	12 CFR 26.5
General exemption	12 CFR 196.6	12 CFR 26.6
Change in circumstances	12 CFR 196.7	12 CFR 26.7
Enforcement	12 CFR 196.8	12 CFR 26.8
Interlocking relationships permitted pursuant to Federal Deposit Insurance Act	12 CFR 196.9	12 CFR 26.4(j)
Securities Offerings	12 CFR part 197	12 CFR part 16
Definitions	12 CFR 197.1	12 CFR 16.2
Offering circular requirement	12 CFR 197.2(a)	12 CFR 16.3(a)
Communications not deemed an offer	12 CFR 197.2(b)	12 CFR 16.4
Preliminary offering circular	12 CFR 197.2(c)	12 CFR 16.3(b)
Exemptions	12 CFR 197.3	12 CFR 16.5
Non-public offering	12 CFR 197.4	12 CFR 16.7
Filing and signature requirements	12 CFR 197.5	12 CFR 16.17
Effective date	12 CFR 197.6	12 CFR 16.16
Form, content, and accounting	12 CFR 197.7	12 CFR 16.15
Use of the offering circular	12 CFR 197.8	12 CFR 16.18
Escrow requirement	12 CFR 197.9	12 CFR 16.31
Unsafe or unsound practices	12 CFR 197.10	12 CFR 16.32
Withdrawal or abandonment	12 CFR 197.11	12 CFR 16.19
Securities sale report	12 CFR 197.12	None
Public disclosure and confidential treatment	12 CFR 197.13	12 CFR 16.17(f)
Waiver	12 CFR 197.14	None
Requests for interpretive advice or waiver	12 CFR 197.15	12 CFR 16.30
Delayed or continuous offering and sale of securities	12 CFR 197.16	None
Sales of securities at an office of a savings association	12 CFR 197.17	12 CFR 16.10
Current and periodic reports	12 CFR 197.18	None
Approval of the security	12 CFR 197.19	None
Filing of copies of offering circulars in certain exempt offerings	12 CFR 197.21	None
Form for Securities Sale Report (Appendix A)	12 CFR part 197, Appendix A	None