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An official website of the United States government

Credit

Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

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Related News and Issuances

DateIDTitle
10/13/2022 NR 2022-127 Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
10/06/2022 NR 2022-124 OCC Releases Bank Supervision Operating Plan for Fiscal Year 2023
09/15/2022 NR 2022-114 OCC Reports Improvement in Overall Mortgage Performance