Interpretations & Precedents

Legal Opinions Regarding Federal Savings Associations

Access legal opinions issued prior to July 21, 2011, regarding thrift savings associations, through this legacy Thrift Legal Opinions page.

Advisory Letters

Prior to 2005 the OCC issued Advisory Letters to advise bankers and bank directors about activities and situations that could contribute to or detract from the safe and sound management of national banks. After 2005, Advisory Letters were no longer issued by the OCC, but similar content continues to be issued as Bulletins. Advisory Letters remain in effect unless rescinded.

Bulletins

The OCC issues bulletins to provide information of continuing concern on OCC or OCC-supported policies and guidelines, and to inform readers of pending regulatory changes and other general information. Bulletins remain in effect unless rescinded.

Comptroller's Licensing Manual

The manual provides guidance and forms for chartering and operating national banks.

Interpretations and Decisions

Provides legal staff interpretative letters; letters imposing enforceable conditions; and decisions on licensing applications and CRA-related issues.

Interpretive Letter 1179 Supervisory Non-Objection Letters

The OCC publishes materials on supervisory decisions related to banks' permissible crypto-asset activities under the now-rescinded interpretive letter 1179 to improve transparency related to the OCC's consideration of crypto-asset activities.