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Key Data & Statistics

Explore data and statistics about the Office of the Comptroller of the Currency and the federal banking system, licensing activities, enforcement actions, and matters requiring attention.

The OCC and Federal Banking System at a Glance

The graphs below show the key facts and figures about the Office of the Comptroller of the Currency (OCC) in 2021.

Employees (full-time-equivalents)

*Graphs as of September 30, 2021.

Budget authority (in $ billions)

*Graphs as of September 30, 2021.

Assessments & total revenue (in percentage)

*Graphs as of September 30, 2021.

All OCC-supervised institutions, total assets (in $ trillions)

*Total assets as of June 30, 2021.

*2021 supervised institution totals as of September 30, 2021.

Supervisory Actions

The tables and graphs below show key licensing and enforcement data.

Licensing Activities

The OCC's licensing activities ensure that banks establish and maintain corporate structures in accordance with the principles of safe and sound banking as predicated by law and regulation. The OCC's Licensing Division works with the agency's legal and supervisory departments to render independent decisions supported by a record of facts and financial, supervisory, and legal analyses.

Corporate Application Activity

*Conversions to an OCC-regulated bank.

Licensing Activities

The OCC's licensing activities ensure that banks establish and maintain corporate structures in accordance with the principles of safe and sound banking as predicated by law and regulation. The OCC's Licensing Division works with the agency's legal and supervisory departments to render independent decisions supported by a record of facts and financial, supervisory, and legal analyses.

Change in Bank Control Act (Notices Processed With Disposition)

Licensing Activities

The OCC's licensing activities ensure that banks establish and maintain corporate structures in accordance with the principles of safe and sound banking as predicated by law and regulation. The OCC's Licensing Division works with the agency's legal and supervisory departments to render independent decisions supported by a record of facts and financial, supervisory, and legal analyses.

Licensing Actions and Timeliness, National Banks and Federal Savings Associations, FY 2020 and FY 2021

Note: Most of the decisions (98 percent in 2020 and 95 percent in 2021) were made in the district offices and large bank licensing departments under delegated authority. Decisions include approvals, conditional approvals, and denials. NA means not applicable.

Note: Certain filings qualify for “expedited review” and are subject to the shorter time frames listed. The longer time frames are for standard review of more complex applications. The target time frame may be extended if the OCC needs additional information to reach a decision or process a group of related filings as one transaction, or to permit additional time for public comment.

Licensing Activities

The OCC's licensing activities ensure that banks establish and maintain corporate structures in accordance with the principles of safe and sound banking as predicated by law and regulation. The OCC's Licensing Division works with the agency's legal and supervisory departments to render independent decisions supported by a record of facts and financial, supervisory, and legal analyses.

Applications Presenting CRA Issues Decided, FY 2021

Enforcement Actions

The OCC investigates, litigates, and takes enforcement actions to address unsafe or unsound banking practices and failures in compliance, including compliance with certain consumer protection laws. When warranted, the OCC refers potential criminal acts involving bank-affiliated parties to the U.S. Department of Justice and coordinates with other federal agencies on enforcement efforts involving banks.

The number of formal enforcement actions taken against banks has generally declined since 2010, reflecting overall improvement in banks' risk management practices and economic conditions. The civil money penalties amount this fiscal year, however, was higher when compared with the last five years.

OCC Enforcement Actions, FY 2021

a Includes only assessed penalties through September 30, 2021, and does not include remediation to customers that the OCC may have required of the bank.

b Includes instances where multiple charters in a company are subject to the same enforcement action.