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News Release 2026-23 | April 1, 2026

OCC Releases CRA Performance Evaluations for 18 National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of March 1, 2026, through March 31, 2026.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
BNC National Bank Glendale AZ Satisfactory
Evergreen National Bank Evergreen CO Outstanding
Windsor Federal Bank Windsor CT Satisfactory
BayFirst National Bank St. Petersburg FL Satisfactory
Intercredit Bank, National Association Coral Gables FL Satisfactory
RBC Bank (Georgia), National Association Atlanta GA Satisfactory
First National Bank in DeRidder DeRidder LA Satisfactory
The First National Bank of Jeanerette Jeanerette LA Outstanding
First National Bank & Trust Iron Mountain MI Satisfactory
Northwestern Bank, National Association Dilworth MN Satisfactory
Walden Savings Bank Montgomery NY Satisfactory
Wallkill Valley FS & LA Wallkill NY Satisfactory
The First National Bank and Trust Co. Chickasha OK Outstanding
Gilmer National Bank Gilmer TX Outstanding
Baker Boyer National Bank Walla Walla WA Satisfactory
American National Bank - Fox Cities Appleton WI Satisfactory
The Stephenson National Bank and Trust Marinette WI Satisfactory
City National Bank of West Virginia Charleston WV Satisfactory

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next two calendar quarters.

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Media Contact

Monica McCoy
(202) 649-6870