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News Release 2026-34 | May 4, 2026

OCC Releases CRA Performance Evaluations for 21 National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of April 1, 2026, through April 30, 2026.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
First National Bank Paragould AR Outstanding
First National Bank of Commerce Walnut Ridge AR Satisfactory
Colorado Federal Savings Bank Greenwood Village CO Satisfactory
First Federal Savings Bank of Twin Falls Twin Falls ID Satisfactory
Cornerstone National Bank & Trust Company Palatine IL Satisfactory
MidAmerica National Bank Canton IL Satisfactory
The First National Bank of Waterloo Waterloo IL Satisfactory
First Shore Federal Savings & Loan Association Salisbury MD Outstanding
County National Bank Hillsdale MI Satisfactory
The Pennsville National Bank Pennsville NJ Satisfactory
Community Bank, National Association Canton NY Satisfactory
Maple City Savings Bank, Federal Savings Bank Hornell NY Outstanding
Kingston National Bank Kingston OH Satisfactory
National Cooperative Bank, National Association Hillsboro OH Outstanding
The Merchants National Bank Hillsboro OH Satisfactory
First National Bank and Trust Company of Ardmore Ardmore OK Satisfactory
First National Bank of Tennessee Livingston TN Outstanding
Amarillo National Bank Amarillo TX Outstanding
Colonial Savings, F.A. Fort Worth TX Satisfactory
Kleberg Bank, National Association Kingsville TX Satisfactory
Texana Bank, National Association Linden TX Satisfactory

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next two calendar quarters.

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Media Contact

Monica McCoy
(202) 649-6870