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October 2020

Concentrations of Credit

Comptroller's Handbook: Concentrations of Credit Cover Image

Previous Version

This publication is part of:

Collection: Comptroller's Handbook

Series: Safety and Soundness

Category: Asset Quality

Transmittal

OCC Bulletin 2020-90, Concentrations of Credit: Revised Comptroller's Handbook Booklet and Rescissions

Overview

This booklet focuses on identifying and analyzing concentrations of credit and establishing sound concentration risk management.

Applicability

This booklet applies to the OCC's supervision of national banks and federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to 12 USC 3102(b) and the "Federal Branches and Agencies Supervision" booklet of the Comptroller's Handbook for more information.