CRA Performance Evaluations: December 1997

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
23126	Northwest National Bank	Gravette	AR	10/08/1997	Satisfactory	Yes
17945	Citizens National Bank of Nashville	Nashville	AR	09/29/1997	Satisfactory	Yes
23200	First National Bank of Sheridan	Sheridan	Ar	09/29/1997	Satisfactory	Yes
17480	National Bank of California	Los Angeles	CA	08/14/1997	Satisfactory	Yes
7435	First National Bank of the Rockies	Meeker	CO	10/07/1997	Satisfactory	Yes
15592	Air Academy National Bank	U.S. Air Force Academy	CO	10/17/1997	Satisfactory	Yes
20496	CNB National Bank	Lake City	FL	10/07/1997	Satisfactory	Yes
23030	Community Bank of Naples, N.A.	Naples	FL	09/02/1997	Satisfactory	Yes
16870	Security Bank, N.A.	North Lauderdale	FL	09/19/1997	Satisfactory	Yes
15190	Kislak National Bank	North Miami	FL	09/29/1997	Substantial Noncompliance	Yes
1639	SunTrust Bank, Northeast Georgia, NA	Athens	GA	09/08/1997	Satisfactory	Yes
21839	Gwinnett National Bank	Duluth	GA	09/19/1997	Satisfactory	Yes
15933	The Lakes National Bank	Arnolds Park	IA	10/03/1997	Satisfactory	Yes
12596	First National Bank and Trust Company	Carbondale	IL	10/14/1997	Satisfactory	Yes
8043	The Casey National Bank	Casey	IL	09/03/1997	Satisfactory	Yes
11308	Harris Bank Hinsdale, N.A.	Hinsdale	IL	08/29/1997	Satisfactory	Yes
6143	First National Bank of Kinmundy	Kinmundy	IL	09/25/1997	Satisfactory	Yes
23059	Heritage National Bank	Lawrenceville	IL	05/20/1997	Satisfactory	Yes
14470	First Suburban National Bank	Maywood	IL	10/02/1997	Needs to Improve	Yes
14935	Grand National Bank	Wauconda	IL	09/25/1997	Satisfactory	Yes
6239	Yorkville National Bank	Yorkville	IL	09/25/1997	Satisfactory	Yes
15637	Fort Riley National Bank	Fort Riley	KS	09/23/1997	Satisfactory	Yes
3720	First National Bank of Olathe	Olathe	KS	10/22/1997	Satisfactory	Yes
23092	Citizens Commerce National Bank	Versailles	KY	09/16/1997	Satisfactory	Yes
16473	First National Bank of St. Charles Parish	Boutte	LA	08/21/1997	Satisfactory	Yes
22850	Industrial Bank, N.A.	Oxon Hill	MD	06/30/1997	Outstanding	Yes
14512	First National Bank of Illinois	Lansing	MI	09/19/1997	Satisfactory	Yes
4034	The First National Bank of Little Falls	Little Falls	MN	10/09/1997	Outstanding	Yes
15198	St. Martin National Bank	St. Martin	MN	10/21/1997	Satisfactory	Yes
15519	Union Planters Bank of NE Mississippi, N.A.	New Albany	MS	07/28/1997	Satisfactory	No
15564	Norwest Bank Montana, N.A.	Billings	MT	08/08/1997	Outstanding	Yes
13431	The Cattle National Bank of Seward	Seward	NE	10/20/1997	Satisfactory	Yes
23318	Wauneta Falls Bank, N.A.	Wauneta	NE	10/15/1997	Satisfactory	Yes
6866	The Citizens National Bank of Wisner	Wisner	NE	10/21/1997	Satisfactory	Yes
3878	Amboy National Bank	Old Bridge	NJ	10/09/1997	Satisfactory	Yes
15790	Valley National Bank	Wayne	NJ	09/24/1997	Satisfactory	Yes
1750	First National Bank of Santa Fe	Santa Fe	NM	09/04/1997	Satisfactory	Yes
23265	Bank of Commerce, N.A.	Catoosa	OK	06/30/1997	Satisfactory	Yes
5796	The First National Bank of Medford	Medford	OK	10/20/1997	Satisfactory	Yes
23235	Bank of the Lakes, NA	Owasso	OK	09/15/1997	Satisfactory	Yes
8421	Blue Ball National Bank	Blue Ball	PA	07/23/1997	Satisfactory	Yes
16971	Citibank (South Dakota), N.A.	Sioux Falls	SD	06/20/1997	Outstanding	No
6093	SunTrust Bank, South Central Tennessee, NA	Pulaski	TN	09/04/1997	Satisfactory	Yes
17456	Citizens National Bank	Crockett	TX	10/07/1997	Satisfactory	Yes
12744	First National Bank West Texas	Hale Center	TX	08/28/1997	Satisfactory	Yes
16892	Woodforest National Bank	Houston	TX	09/11/1997	Satisfactory	No
3113	First National Bank	Marshall	TX	09/24/1997	Satisfactory	Yes
5850	The First National Bank of Central Texas	Mart	TX	09/19/1997	Satisfactory	Yes
11879	Mercedes National Bank	Mercedes	TX	10/08/1997	Satisfactory	Yes
13541	The Liberty National Bank in Paris	Paris	TX	10/08/1997	Satisfactory	No
16806	First National Bank of Seminole	Seminole	TX	08/27/1997	Satisfactory	Yes
4263	First National Bank of Seymour	Seymour	TX	08/14/1997	Satisfactory	Yes
6001	First National Bank of Throckmorton	Throckmorton	TX	09/25/1997	Satisfactory	Yes
18548	TexStar National Bank	Universal City	TX	10/21/1997	Satisfactory	Yes
21107	North Cascades National Bank	Chelan	WA	09/19/1997	Satisfactory	Yes
95	First National Bank of Hudson	Hudson	WI	10/09/1997	Satisfactory	Yes
8345	Fayette County National Bank	Fayetteville	WV	10/01/1997	Satisfactory	Yes
7998	The National Bank of Summers	Hinton	WV	10/03/1997	Satisfactory	Yes
3299	The First National Bank of Buffalo	Buffalo	WY	08/14/1997	Satisfactory	Yes
10533	Norwest Bank Wyoming, N.A.	Casper	WY	08/08/1997	Satisfactory	Yes