CRA Performance Evaluations: January 1997

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
22907	National Bank of Commerce	Tuscaloosa	AL	11/06/1996	Satisfactory	Yes
11312	First National Bank of Lawrence County	Walnut Ridge	AR	09/30/1996	Satisfactory	Yes
21371	Merchants Bank of California, N.A.	Carson	CA	09/12/1996	Satisfactory	Yes
17298	High Desert National Bank	Hesperia	CA	10/24/1996	Satisfactory	Yes
22394	Founders National Bank of Los Angeles	Los Angeles	CA	09/26/1996	Satisfactory	Yes
22040	Mojave Desert Bank, N.A.	Mojave	CA	10/08/1996	Satisfactory	Yes
18156	Monument National Bank	Ridgecrest	CA	08/28/1996	Satisfactory	Yes
17176	Mission National Bank	San Francisco	CA	08/12/1996	Satisfactory	Yes
18541	National Bank of Redwoods	Santa Rosa	CA	10/18/1996	Outstanding	Yes
3269	Norwest Bank Colorado, N.A.	Denver	CO	10/24/1996	Outstanding	Yes
17478	First National Bank of Greeley	Greeley	CO	11/01/1996	Satisfactory	Yes
17801	First National Bank of Lake City &Creede	Lake City	CO	10/16/1996	Satisfactory	Yes
23160	Chase Manhattan Bank USA, N.A.	Wilmington	DE	10/08/1996	Satisfactory	No
21591	First Mercantile National Bank	Longwood	FL	10/26/1996	Satisfactory	Yes
16776	Hemisphere National Bank	Miami	FL	11/01/1996	Satisfactory	Yes
22042	First National Bank of South Georgia	Albany	GA	10/24/1996	Satisfactory	No
9183	First National Bank of Arenzville	Arenzville	IL	10/21/1996	Satisfactory	Yes
4596	Old Second National Bank of Aurora	Aurora	IL	09/26/1996	Outstanding	Yes
14402	The Belvedere National Bank and Trust Company	Belvedere	IL	09/20/1996	Satisfactory	Yes
14399	National Republic Bank of Chicago	Chicago	IL	03/27/1996	Satisfactory	Yes
5815	Resource Bank, N.A.	DeKalb	IL	10/15/1996	Satisfactory	Yes
14618	First National Bank of Evergreen Park	Evergreen Park	IL	09/11/1996	Satisfactory	Yes
18553	First Eagle National Bank	Hanover Park	IL	09/26/1996	Satisfactory	No
6133	First National Bnak of Ivesdale	Ivesdale	IL	10/30/1996	Satisfactory	Yes
16601	First National Bank of Marengo	Marengo	IL	11/07/1996	Satisfactory	Yes
4400	National Bank of Monmouth	Monmouth	IL	09/11/1996	Outstanding	Yes
13809	First National Bank in Paxton	Paxton	IL	02/22/1993	Satisfactory	Yes
13682	The First National Bank in Toledo	Toledo	IL	10/05/1996	Satisfactory	Yes
14226	Knisely National Bank	Butler	IN	10/10/1996	Satisfactory	Yes
5997	The First National Bank of Dana	Dana	IN	04/23/1996	Satisfactory	Yes
3231	The First National Bank of Beloit	Beloit	KS	10/18/1996	Satisfactory	Yes
6101	The First National Bank of Kansas	Burlington	KS	11/07/1996	Outstanding	Yes
6120	Emprise Bank, National Association	Hillsboro	KS	11/19/1996	Satisfactory	Yes
10982	The First National Bank of Quinter	Quinter	KS	10/18/1996	Satisfactory	Yes
18394	Community National Bank	Seneca	KS	11/01/1996	Outstanding	Yes
3218	The First National Bank of Winfield	Winfield	KS	08/15/1996	Satisfactory	Yes
7497	The Lawrenceburg National Bank	Lawrenceburg	KY	09/30/1996	Satisfactory	Yes
13763	The First National Bank of Paintsville	Paintsville	KY	11/22/1996	Satisfactory	Yes
17735	Progressive National Bank of DeSota Parish	Mansfield	LA	10/25/1996	Satisfactory	Yes
15801	First Independence National Bank of Detroit	Detroit	MI	02/29/1996	Satisfactory	Yes
6991	The Miners National Bank of Eveleth	Eveleth	MN	10/24/1996	Satisfactory	Yes
14991	University National Bank	St. Paul	MN	10/24/1996	Outstanding	No
16976	Bank of Brookfield-Purdin, N.A.	Brookfield	MO	11/13/1996	Satisfactory	Yes
1770	The Boone County National Bank of Columbia	Columbia	MO	10/04/1996	Outstanding	No
15397	First National Bank of Eureka	Eureka	MT	09/09/1996	Satisfactory	Yes
8589	First National Bank of Whitefish	Whitefish	MT	09/09/1996	Satisfactory	Yes
3057	The First National Bank & Trust Co. of Minden	Minden	NE	10/31/1996	Satisfactory	Yes
15435	American National Bank	Omaha	NE	11/04/1996	Outstanding	Yes
18765	American National Bank of Sarpy County	Papillion	NE	11/25/1996	Outstanding	Yes
2780	First National Bank of Wahoo	Wahoo	NE	10/25/1996	Satisfactory	Yes
7861	The First National Bank of Wilcox	Wilcox	NE	10/30/1996	Satisfactory	Yes
2600	Lancaster National Bank	Lancaster	NH	10/24/1996	Satisfactory	Yes
20468	Chase Manhattan Bank USA, N.A.	Jericho	NY	09/05/1996	Satisfactory	No
12810	Savannah Bank, N.A.	Savannah	NY	10/24/1996	Satisfactory	Yes
22611	Waterhouse National Bank	White Plains	NY	10/29/1996	Satisfactory	No
14761	Key Bank National Association	Cleveland	OH	8/26/1996	Outstanding	Yes
22908	Key Bank USA, N.A.	Cleveland	OH	07/31/1996	Outstanding	Yes
7745	The Huntington National Bank	Columbus	OH	10/17/1996	Satisfactory	No
7518	Community First Bank, N.A.	Forest	OH	09/24/1996	Satisfactory	Yes
22765	Commerce Bank/Harrisburg, N.A.	Camp Hill	PA	10/04/1996	Satisfactory	No
8783	First National Bank of Fredericksburg	Fredericksburg	PA	10/07/1996	Satisfactory	Yes
5599	The Mars National Bank	Mars	PA	09/17/1996	Satisfactory	Yes
11866	First National Bank & Trust Co.	Waynesboro	PA	10/15/1996	Satisfactory	No
20508	Big Lake Bank,N.A.	Big Lake	TX	10/22/1996	Satisfactory	No
11800	First National Bank of Hamilton	Hamilton	TX	10/21/1996	Satisfactory	No
17002	Community National Bank	Hondo	TX	10/08/1996	Outstanding	Yes
17383	Brazoswood National Bank, N.A.	Richwood	TX	09/26/1996	Satisfactory	No
6572	The Texas National Bank of Waco	Waco	TX	10/10/1996	Satisfactory	No
2597	First Security Bank, N.A.	Salt Lake City	UT	06/30/1996	Outstanding	Yes
18746	Redmond National Bank	Redmond	WA	10/18/1996	Satisfactory	Yes
22662	Fremont First National Bank	Seattle	WA	11/01/1996	Satisfactory	Yes
2725	First National Bank & Trust Co. of Beloit	Beloit	WI	06/12/1996	Satisfactory	Yes
15696	First National Bank of Glenwood	Glenwood City	WI	04/19/1996	Outstanding	Yes
15698	Hiawatha National Bank	Hager City	WI	08/12/1996	Outstanding	Yes
21289	Citizens Bank, N.A.	Shawano	WI	10/08/1996	Satisfactory	Yes
10370	Matewan National Bank	Matewan	WV	06/30/1996	Outstanding	Yes