CRA Performance Evaluations: April 1998

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
14209	The First National Bank at Paris	Paris	AR	02/02/1998	Satisfactory	Yes
8763	First National Bank of Springdale	Springdale	AR	06/30/1997	Satisfactory	No
14695	City National Bank	Beverly Hills	CA	11/28/1997	Satisfactory	Yes
20862	Gold Country National Bank	Marysville	CA	12/01/1997	Satisfactory	Yes
17089	Vineyard National Bank	Rancho Cucamonga	CA	10/31/1997	Satisfactory	Yes
18095	National American Bank	San Francisco	CA	11/30/1997	Satisfactory	Yes
17917	The Pacific Bank, N.A.	San Francisco	CA	12/17/1997	Satisfactory	Yes
17423	First Professional Bank, N.A.	Santa Monica	CA	12/18/1997	Satisfactory	Yes
2637	First National Bank of Durango	Durango	CO	12/31/1997	Satisfactory	Yes
14826	First National Bank in Walsenburg	Walsenburg	CO	12/05/1997	Satisfactory	Yes
8980	First National Bank of Alachua	Alachua	FL	01/28/1998	Satisfactory	Yes
18270	Community National Bank at Bartow	Bartow	FL	10/23/1997	Outstanding	Yes
16108	SunTrust Bank, Central Florida, N.A.	Orlando	FL	12/30/1997	Satisfactory	No
14838	First NB & Trust Company of the Treasure Coast	Stuart	FL	09/23/1997	Satisfactory	Yes
21537	Embry National Bank	Atlanta	GA	01/26/1998	Satisfactory	Yes
23127	Premier National Bank	Dalton	GA	12/23/1997	Satisfactory	Yes
21790	First National Bank of Effingham	Springfield	GA	01/23/1998	Satisfactory	Yes
16324	Firstar Bank Iowa, N.A.	Des Moines	IA	12/31/1997	Satisfactory	No
14435	Citizens National Bank of Albion	Aibion	IL	12/25/1997	Satisfactory	Yes
12870	First National Bank - Employee Owned	Antioch	IL	12/18/1997	Satisfactory	Yes
14268	The First National Bank in Carlyle	Carlyle	IL	01/28/1998	Satisfactory	Yes
113	The First National Bank of Danville	Danville	IL	01/13/1998	Satisfactory	Yes
14137	Amcore Bank, N.A., Northwest	Woodstock	IL	11/14/1997	Satisfactory	Yes
2747	Horizon Bank, N.A.	Michigan City	IN	11/14/1997	Satisfactory	Yes
14921	American National Bank & Trust	Muncie	IN	12/29/1997	Satisfactory	Yes
3175	Citizens National Bank	Fort Scott	KS	02/19/1998	Satisfactory	Yes
2481	The National Bank of Rising Sun	Rising Sun	MD	01/20/1998	Satisfactory	Yes
14187	Ionia County National Bank	Ionia	MI	12/01/1997	Satisfactory	Yes
2567	First American Bank, N.A.	Crookston	MN	02/20/1998	Satisfactory	Yes
21793	First National Bank	Fulda	MN	02/10/1998	Satisfactory	Yes
23289	First American Bank, N.A.	International Falls	MN	02/20/1998	Satisfactory	Yes
11818	First American Bank, N.A.	St. Cloud	MN	02/05/1998	Satisfactory	Yes
16128	Firstar Bank Minnesota, N.A.	St. Paul	MN	12/31/1997	Satisfactory	Yes
9841	The United States National Bank of Red Lodge	Red Lodge	MT	01/21/1998	Satisfactory	Yes
8953	First National Bank and Trust Company	Asheboro	NC	12/10/1997	Satisfactory	Yes
8280	First National Bank	Milnor	ND	01/26/1998	Satisfactory	Yes
3628	The Carson National Bank of Auburn	Auburn	NE	02/20/1998	Satisfactory	No
2746	First National Bank and Trust Company	Falls City	NE	02/20/1998	Satisfactory	Yes
14018	The Overland National Bank of Grand Island	Grand Island	NE	02/12/1998	Satisfactory	Yes
22274	American National Bank	Nebraska City	NE	02/12/1998	Satisfactory	Yes
1239	Phillipsburg National Bank	Phillisburg	NJ	12/08/1997	Satisfactory	Yes
17197	New York National Bank	Bronx	NY	06/30/1997	Outstanding	Yes
15569	Republic National Bank of NY	New York	NY	05/15/1997	Satisfactory	No
11573	The Citizens National Bank	Bluffton	OH	01/22/1998	Satisfactory	Yes
5552	The First National Bank of Southeastern Ohio	Caldwell	OH	12/05/1997	Satisfactory	Yes
3654	The Farmers National Bank of Canfield	Canfield	OH	01/30/1998	Satisfactory	Yes
14709	Stebbins National Bank	Creston	OH	12/31/1997	Satisfactory	Yes
7638	First-Knox National Bank	Mt. Vernon	OH	12/29/1997	Satisfactory	Yes
22820	The First National Bank of Grove	Grove	OK	01/15/1997	Satisfactory	Yes
325	FNB Bank, N.A.	Danville	PA	10/08/1997	Satisfactory	Yes
42	Bank of Lancaster County, N.A.	Lancaster	PA	10/17/1997	Satisfactory	Yes
13618	First Citizens National Bank	Mansfield	PA	12/30/1997	Satisfactory	Yes
1	Corestates Bank, N.A.	Philadelphia	PA	04/01/1997	Outstanding	Yes
15589	Williamsburg First National Bank	Kingstree	SC	01/28/1998	Satisfactory	Yes
12619	First National Bank of Amherst	Amherst	TX	12/08/1997	Needs to Improve	Yes
4490	NBC Bank, N.A.	Eagle Pass	TX	02/06/1998	Satisfactory	Yes
17816	Woodhaven National Bank	Fort Worth	TX	01/29/1998	Satisfactory	Yes
4565	First National Bank of Goliad	Goliad	TX	02/10/1998	Satisfactory	Yes
23147	Liberty National Bank	Granbury	TX	01/15/1998	Satisfactory	Yes
16718	Lake Worth National Bank	Lake Worth	TX	01/12/1998	Satisfactory	No
17829	National Bank of Commerce	Pampa	TX	01/23/1998	Satisfactory	Yes
22807	Texas National Bank	Sweetwater	TX	02/17/1998	Satisfactory	Yes
18280	Weatherford National Bank	Weatherford	TX	12/07/1997	Satisfactory	Yes
18785	Bank One Utah, N.A.	Salt Lake City	UT	10/31/1997	Satisfactory	No
22130	Tysons National Bank	McLean	VA	09/30/1997	Satisfactory	No
22769	Prime Pacific Bank, N.A.	Lynnwood	WA	01/23/1998	Satisfactory	Yes
22553	American National Bank - Fox Cities	Appleton	WI	01/15/1998	Satisfactory	Yes
14184	First National Bank at Darlington	Darlington	WI	01/15/1998	Satisfactory	Yes
15649	Clare Bank, N.A.	Platteville	WI	02/04/1998	Satisfactory	Yes
4828	National Bank of Davis	Davis	WV	12/08/1997	Satisfactory	Yes
15409	First National Bank of Wyoming	Laramie	WY	02/10/1998	Satisfactory	Yes