CRA Performance Evaluations: December 1998

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
18373	The First National Bank	Ashdown	AR	09/14/1998	Satisfactory	Small Bank
13637	First National Bank of Eastern Arkansas	Forrest City	AR	08/03/1998	Satisfactory	Small Bank
8952	First National Bank of Huntsville	Huntsville	AR	09/14/1998	Satisfactory	Small Bank
21925	Six Rivers National Bank	Eureka	CA	05/05/1998	Satisfactory	Small Bank
17801	First National Bank of Lake City &Creede	Lake City	CO	09/08/1998	Satisfactory	Small Bank
16325	Continental National Bank of Miami	Miami	FL	09/11/1998	Satisfactory	Small Bank
18089	SunTrust Bank, Tallahassee, N.A.	Tallahassee	FL	10/14/1997	Satisfactory	Large Bank
6207	First National Bank & Trust Company	Louisville	GA	09/17/1998	Satisfactory	Small Bank
20150	AmeriBank, N.A.	Savannah	GA	09/03/1998	Satisfactory	Small Bank
14596	Citizens Bank-Illinois, N.A.	Berwyn	IL	03/31/1998	Satisfactory	Large Bank
13838	MidAmerica National Bank	Canton	IL	07/13/1998	Satisfactory	Small Bank
23339	Great Bank, a National Association	Evanston	IL	07/14/1998	Satisfactory	Small Bank
6684	First National Bank of Grand Ridge	Grand Ridge	IL	06/15/1998	Satisfactory	Small Bank
14035	Granville National Bank	Granville	IL	08/18/1998	Satisfactory	Small Bank
14752	First National Bank of Lincolnwood	Lincolnwood	IL	08/24/1998	Satisfactory	Small Bank
14260	Pontiac National Bank	Pontiac	IL	08/24/1998	Satisfactory	Small Bank
14401	Sumner National Bank	Sheldon	IL	08/24/1998	Satisfactory	Small Bank
9784	First National Bank of Monterey	Monterey	IN	02/02/1998	Satisfactory	Small Bank
9773	The First National Bank of Dighton	Dighton	KS	09/08/1998	Satisfactory	Small Bank
13906	Union National Bank & Trust	Barbourville	KY	08/10/1998	Satisfactory	Small Bank
6167	City National Bank of Fulton	Fulton	KY	08/11/1998	Satisfactory	Large Bank
3988	Citizens National Bank of Lebanon	Lebanon	KY	08/31/1998	Satisfactory	Small Bank
18433	Morehead National Bank	Morehead	KY	09/28/1998	Satisfactory	Small Bank
15817	Thumb National Bank & Trust Co.	Pigeon	MI	08/03/1998	Satisfactory	Small Bank
13116	Western National Bank	Duluth	MN	07/20/1998	Satisfactory	Small Bank
6661	The First National Bank of Parker's Prairie	Parkers Prairie	MN	09/08/1998	Satisfactory	Small Bank
3350	TeamBank, N.A.	Freeman	MO	09/14/1998	Outstanding	Small Bank
17038	Great Southern National Bank	Meridian	MS	12/31/1997	Satisfactory	Small Bank
22141	Mountain West Bank, N.A.	Helena	MT	06/01/1998	Outstanding	Small Bank
7116	First National Bank	Bowbells	ND	09/17/1998	Satisfactory	Small Bank
14073	First National Bank in Exeter	Exeter	NE	09/14/1998	Satisfactory	Small Bank
15623	First National Bank	Schuyler	NE	09/15/1998	Satisfactory	Small Bank
17094	Commerce Bank, N.A.	Cherry Hill	NJ	05/18/1998	Satisfactory	Large Bank
21863	Commerce Bank/Shore, N.A.	Forked River	NJ	05/18/1998	Satisfactory	Large Bank
11734	Woodstown National Bank and Trust Company	Woodstown	NJ	08/17/1998	Satisfactory	Large Bank
14578	Security First National Bank	Hugo	OK	09/08/1998	Satisfactory	Small Bank
13770	The Bank, National Association	McAlester	OK	09/08/1998	Satisfactory	Small Bank
11512	Dauphin National Bank	Dauphin	PA	09/08/1998	Satisfactory	Small Bank
18273	Commerce Bank/Pennsylvania, N.A.	Philadelphia	PA	05/18/1998	Satisfactory	Large Bank
15820	American Bank, N.A.	Corpus Christi	TX	08/24/1998	Satisfactory	Small Bank
14749	Plains National Bank of West Texas	Lubbock	TX	07/20/1998	Satisfactory	Large Bank
20548	Mauriceville National Bank	Mauriceville	TX	06/30/1998	Satisfactory	Small Bank
4755	Rock Springs National Bank	Rock Springs	WY	09/21/1998	Satisfactory	Small Bank