CRA Performance Evaluations: July 1998

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
22543	The Arkansas Bank, N.A.	Batesville	AR	04/30/1998	Satisfactory
10750	First National Bank and Trust Company	Rogers	AR	03/30/1998	Satisfactory	Large Bank
10807	First National Bank of Wynne	Wynne	AR	03/23/1998	Satisfactory	Small Bank
18777	Dillard National Bank	Gilbert	AZ	07/31/1997	Satisfactory	Limited Purpose Bank
17546	Dana Niquel Bank, N.A.	Dana Point	CA	03/23/1998	Satisfactory	Small Bank
21878	Clear Creek National Bank	Georgetown	CO	03/30/1998	Satisfactory
9428	The First National Bank of Wyoming	Wyoming	DE	12/31/1997	Satisfactory
21734	First National Bank of Tampa	Tampa	FL	03/09/1998	Satisfactory
6243	First National Bank of Barnesville	Barnesville	GA	04/13/1998	Satisfactory	Small Bank
21901	Lanier National Bank	Gainesville	GA	03/23/1998	Satisfactory	Small Bank
22905	Quantum National Bank	Suwanee	GA	04/13/1998	Satisfactory	Small Bank
11076	The Farmers National Bank of Buhl	Buhl	ID	03/30/1998	Outstanding	Small Bank
14347	Greene County National Bank in Carrollton	Carrolton	IL	03/30/1998	Satisfactory	Small Bank
23005	Corus Bank, N.A.	Chicago	IL	02/09/1998	Satisfactory
11715	Lemont National Bank and Trust Company	LeMont	IL	04/27/1998	Satisfactory	Small Bank
7692	First National Bank of Sullivan	Sullivan	IL	03/17/1998	Satisfactory	Small Bank
10180	First National Bank of Waterloo	Waterloo	IL	03/16/1998	Satisfactory
15022	Capstone Bank, N.A.	Watseka	IL	03/16/1998	Satisfactory
15346	Western Springs National Bank and Trust	Western Springs	IL	03/23/1998	Satisfactory
17802	First National Bank of Holcomb	Holcomb	KS	05/04/1998	Satisfactory	Small Bank
7844	The St. John National Bank	St. John	KS	04/13/1997	Satisfactory
3218	First National Bank of Winfield	Winfield	KS	05/04/1998	Satisfactory	Small Bank
8830	The First National Bank of Brooksville	Brooksville	KY	04/13/1998	Satisfactory	Small Bank
7030	Community Trust Bank, N.A.	Pikeville	KY	02/23/1998	Satisfactory	Large Bank
22785	McCreary National Bank	Whitley City	KY	04/06/1998	Satisfactory
6606	The First N. B. of St. Mary's at Leonardtown	Leonardtown	MD	03/23/1998	Satisfactory	Large Bank
15801	First Independence National Bank of Detroit	Detroit	MI	03/24/1998	Satisfactory	Small Bank
6906	The First National Bank of Henning	Henning	MN	04/13/1998	Satisfactory
9050	First National Bank of Milaca	Milaca	MN	04/13/1998	Satisfactory	Small Bank
14296	The First National Bank at St. James	St. James	MN	04/20/1998	Satisfactory	Small Bank
22015	Bank Midwest, N.A.	Kansas City	MO	02/28/1998	Satisfactory	Strategic Plan
15155	Kennett National Bank	Kennett	MO	03/31/1998	Satisfactory	Small Bank
11382	The First National Bank of Ekalaka	Ekalaka	MT	03/30/1998	Satisfactory	Small Bank
7905	The Farmers &Merchants N. B. of Hatton	Hatton	ND	04/15/1998	Satisfactory	Small Bank
6489	First Western Bank, N.A.	Atkinson	NE	04/20/1998	Satisfactory
13415	The State National Bank and Trust Company	Wayne	NE	04/13/1998	Satisfactory
13764	Farmington National Bank	Farmington	NH	12/01/1997	Satisfactory	Large Bank
6183	First National Bank of Farmington	Farmington	NM	03/30/1998	Outstanding	Large Bank
1398	National Bank of Coxackie	Coxsackie	NY	04/06/1998	Satisfactory	Small Bank
14800	Ellenville National Bank	Ellenville	NY	03/30/1998	Satisfactory	Small Bank
23439	Summit Bank, N.A.	Akron	OH	05/19/1998	Satisfactory	Small Bank
7187	First National Bank of New Holland	New Holland	OH	04/13/1998	Satisfactory
10388	The State National Bank of Eufaula	Eufaula	OK	04/23/1998	Satisfactory	Small Bank
10775	Elverson National Bank	Elverson	PA	02/09/1998	Outstanding	Small Bank
5832	Citizens National Bank of Southern Pennsylvania	Greencastle	PA	03/02/1998	Satisfactory	Large Bank
5786	The First National Bank of Aspermont	Aspermont	TX	04/30/1998	Satisfactory	Small Bank
17954	Citizens National Bank	Houston	TX	04/13/1998	Satisfactory	Small Bank
15144	First National Bank of Bellaire	Houston	TX	01/05/1998	Satisfactory
18054	Community National Bank	Midland	TX	04/20/1998	Satisfactory	Small Bank
17611	Lone Star National Bank	Pharr	TX	04/27/1998	Satisfactory	Small Bank
5325	The First National Bank	Saint Jo	TX	04/09/1998	Satisfactory	Small Bank
13706	First National Bank of Trinity	Trinity	TX	03/30/1998	Satisfactory	Small Bank
15544	Austin Bank, N.A.	Whitehouse	TX	04/13/1998	Satisfactory
11379	First National Bank of Woodsboro	Woodsboro	TX	03/30/1998	Satisfactory
23139	Chevron Credit Bank, N.A.	Murray	UT	03/09/1998	Satisfactory	Limited Purpose Bank
18049	The Howard Bank, N.A.	Burlington	VT	12/01/1997	Outstanding	Large Bank
1133	The Woodstock National Bank	Woodstock	VT	12/01/1997	Satisfactory	Large Bank
22034	Mt. Rainier National Bank	Enumclaw	WA	04/27/1998	Satisfactory	Small Bank
17257	Central Valley Bank, N.A.	Toppenish	WA	04/06/1998	Satisfactory
13202	First National Bank of Bangor	Bangor	WI	03/30/1998	Satisfactory
8671	The First National Bank of Hartford	Hartford	WI	04/15/1998	Outstanding	Small Bank
4650	The First National Bank of Platteville	Platteville	WI	05/14/1998	Outstanding	Small Bank