CRA Performance Evaluations: June 1998

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
9550	Farmers National Bank	Opelika	AL	02/23/1998	Outstanding	Yes
9354	The First National Bank of Lewisville	Lewisville	AR	04/08/1998	Satisfactory	Yes
23162	Borrego Springs Bank, N.A.	Borrego Springs	CA	03/02/1998	Satisfactory	Yes
17220	Mercantile National Bank	Los Angeles	CA	03/02/1998	Satisfactory	Yes
16154	Delta National Bank	Manteca	CA	12/31/1997	Satisfactory	Yes
23006	Asian Pacific National Bank	San Gabriel	CA	02/17/1998	Satisfactory	Yes
17785	United National Bank	San Marino	CA	01/12/1998	Needs to Improve	Yes
10901	The Citizens National Ban of Akron	Akron	CO	03/23/1998	Satisfactory	Yes
11504	The First National Bank of Limon	Limon	CO	02/06/1998	Satisfactory	Yes
9117	Rocky Ford National Bank	Rocky Ford	CO	03/09/1998	Satisfactory	Yes
16321	Clewiston National Bank	Clewiston	FL	01/12/1998	Satisfactory	Yes
22311	First National Bank of Polk County	Winter Haven	FL	03/02/1998	Satisfactory	Yes
22035	Community National Bank	Ashburn	GA	03/02/1998	Satisfactory	Yes
22327	First National Bank of Coffee County	Douglas	GA	03/09/1998	Satisfactory	Yes
14040	First Community National Bank	Corning	IA	04/13/1998	Satisfactory	Yes
22286	American Bank, N.A.	LeMars	IA	03/30/1998	Satisfactory	Yes
6771	The First National Bank of Logan	Logan	IA	02/09/1998	Satisfactory	Yes
12998	First National Bank in New Hampton	New Hampton	IA	02/09/1998	Satisfactory	Yes
3124	The Security National Bank of Sioux City	Sioux City	IA	03/10/1998	Satisfactory	Yes
10034	The Citizens First National Bank of Storm Lake	Storm Lake	IA	03/10/1998	Satisfactory	Yes
14688	Albany Bank and Trust Company, N.A.	Chicago	IL	03/06/1998	Satisfactory	Yes
12000	The First National Bank of Coulterville	Coulterville	IL	02/23/1998	Satisfactory	Yes
13977	The Bright National Bank	Flora	IN	01/20/1998	Satisfactory	Yes
7375	The Citizens National Bank of Tell City	Tell City	IN	12/15/1997	Satisfactory	Yes
6797	The Condon National Bank of Coffeyville	Coffeyville	KS	03/30/1998	Needs to Improve	Yes
3509	Citizens Bank of Kansas, N.A.	Kingman	KS	03/09/1998	Outstanding	Yes
5559	The First National Bank of Southern Kansas	Mount Hope	KS	03/17/1998	Satisfactory	Yes
23069	Peoples National Bank	Overland Park	KS	03/02/1998	Satisfactory	Yes
7815	The Stockton National Bank	Stockton	KS	02/23/1998	Satisfactory	Yes
8114	First National Bank of Syracuse	Syracuse	KS	02/23/1998	Outstanding	Yes
2927	First National Bank & Trust Company	Georgetown	KY	12/31/1997	Satisfactory	Yes
13651	The New Farmers National Bank od Glasgow	Glasgow	KY	02/23/1998	Satisfactory	Yes
13983	Ohio Valley National Bank	Henderson	KY	01/27/1998	Satisfactory	Yes
2498	National Bank of Cambridge	Cambridge	MD	12/31/1997	Satisfactory	Yes
11051	First National Bank of Niagara	Niagara	MI	04/06/1998	Satisfactory	Yes
5393	The First National Bank of Blue Earth	Blue Earth	MN	02/17/1998	Satisfactory	Yes
13405	U.S. Bank, N.A.	Minneapolis	MN	04/08/1998	Satisfactory	No
15309	First National Bank of the Lakes	Navarre	MN	02/17/1998	Satisfactory	Yes
13936	UMB Bank, N.A.	Kansas City	MO	11/17/1998	Satisfactory	Yes
13837	Western Bank of Chinook, N.A.	Chinook	MT	03/02/1998	Satisfactory	Yes
22328	Wilkes National Bank	Wilkesboro	NC	12/31/1997	Satisfactory	Yes
3960	The First National Bank of Albion	Albion	NE	03/09/1998	Satisfactory	Yes
5384	The Fullerton National Bank	Fullerton	NE	02/02/1998	Satisfactory	Yes
7239	National Bank of Commerce Trust &Savings Assoc.	Lincoln	NE	02/09/1998	Satisfactory	Yes
14374	First National Bank in Ogallala	Ogallala	NE	03/06/1998	Satisfactory	Yes
20500	Commerce Bank, N.A.	Omaha	NE	02/25/1998	Needs to Improve	Yes
9191	The Stockmens National Bank of Rushville	Rushville	NE	03/02/1998	Outstanding	Yes
12450	The National Bank of Geneva	Geneva	NY	01/05/1998	Satisfactory	Yes
4495	The National Bank of Delaware County	Walton	NY	02/09/1998	Satisfactory	Yes
8852	First National Bank of Texhoma	Texhoma	OK	02/02/1998	Satisfactory	Yes
2252	Community Banks, N.A.	Millersburg	PA	09/30/1997	Satisfactory	Yes
10085	First National South	Marion	SC	03/02/1998	Satisfactory	Yes
22995	Beach First National Bank	Myrtle Beach	SC	12/31/1997	Satisfactory	Yes
12488	First National Bank in Garretson	Garretson	SD	03/30/1998	Satisfactory	Yes
5263	First Citizens National Bank	Dyersburg	TN	02/09/1998	Satisfactory	Yes
20065	Addison National Bank	Addison	TX	03/05/1998	Satisfactory	Yes
23451	First National Bank of Amarillo	Amarillo	TX	02/18/1998	Satisfactory	Yes
20416	Citizens National Bank	BenBrook	TX	03/23/1998	Satisfactory	Yes
5484	Citizens National Bank of Miliam County	Cameron	TX	03/31/1998	Satisfactory	Yes
14302	Stockmens National Bank in Cotulla	Cotulla	TX	03/16/1998	Satisfactory	Yes
21969	Bank One, Texas, N.A.	Dallas	TX	10/31/1997	Satisfactory	No
12475	United States National Bank	Galveston	TX	02/09/1998	Satisfactory	Yes
17010	Mid-Cities National Bank	Hurst	TX	03/09/1998	Satisfactory	Yes
16686	South Texas National Bank of Laredo	Laredo	TX	03/20/1998	Satisfactory	Yes
5001	The Laredo National Bank	Laredo	TX	03/20/1998	Satisfactory	Yes
23117	State National Bank of West Texas	Lubbock	TX	02/23/1998	Satisfactory	Yes
18068	McAllen National Bank	McAllen	TX	03/02/1998	Satisfactory	Yes
5179	Frost National Bank	San Antonio	TX	02/09/1998	Satisfactory	Yes
5737	First National Bank of Trenton	Trenton	TX	03/23/1998	Satisfactory	Yes
22983	Peoples National Bank	Danville	VA	04/03/1998	Satisfactory	Yes
10834	Grayson National Bank	Independence	VA	03/09/1998	Outstanding	Yes
16523	Northwest National Bank	Vancouver	WA	02/23/1998	Satisfactory	Yes
11114	The First National Bank of Blanchardville	Blanchardville	WI	03/20/1998	Outstanding	Yes
23125	Associated Card Services Bank, N.A.	Stevens Point	WI	03/11/1998	Satisfactory	Yes
5903	Greenbrier Valley National Bank	Lewisburg	WV	03/31/1998	Satisfactory	Yes