CRA Performance Evaluations: May 1998

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
7746	First National Bank of Jasper	Jasper	AL	02/03/1998	Satisfactory	No
14731	First National Bank of Altheimer	Altheimer	AR	02/05/1998	Satisfactory	Yes
14818	One National Bank	Little Rock	AR	03/05/1998	Satisfactory	Yes
17367	De Anza National Bank	Riverside	CA	01/12/1998	Satisfactory	Yes
13044	Bank of America, NT&SA	San Francisco	CA	09/30/1997	Outstanding	Yes
21982	Metro Commerce Bank, N.A.	San Rafael	CA	12/31/1997	Satisfactory	Yes
16465	FirstBank of Boulder, N.A.	Boulder	CO	11/14/1997	Satisfactory	Yes
20534	FirstBank of Breckenridge, N.A.	Breckenridge	CO	01/12/1998	Satisfactory	Yes
15170	Colorado Springs National Bank	Colorado Springs	CO	02/24/1998	Satisfactory	Yes
20967	FirstBank of Cherry Creek, N.A.	Denver	CO	12/12/1997	Satisfactory	Yes
8636	The First National Bank of Johnstown	Johnstown	CO	02/19/1998	Satisfactory	Yes
8004	The Palisades National Bank	Palisades	CO	02/18/1998	Satisfactory	Yes
17948	FirstBank of Silverthorne, N.A.	Silverthorne	CO	01/06/1998	Satisfactory	Yes
20903	FirstBank North, N.A.	Westminster	CO	12/17/1997	Satisfactory	Yes
15763	FirstBank of Wheat Ridge, N.A.	Wheat Ridge	CO	12/18/1997	Outstanding	Yes
15268	The International Bank of Miami, N.A.	Miami	FL	01/29/1998	Satisfactory	Yes
14046	The National Bank of Walton County	Monroe	GA	10/08/1997	Satisfactory	No
21549	Mountain National Bank	Tucker	GA	02/02/1998	Satisfactory	Yes
21836	First National Bank of Cherokee	Woodstock	GA	02/20/1998	Satisfactory	Yes
7322	The First National Bank of Akron	Akron	IA	02/23/1998	Satisfactory	Yes
14362	LaSalle National Bank	Chicago	IL	12/30/1997	Satisfactory	No
14649	Park National Bank and Trust	Chicago	IL	02/18/1998	Satisfactory	Yes
16593	Columbia National Bank	Columbia	IL	02/09/1998	Satisfactory	Yes
5856	The First National Bank of Gilman	Gilman	IL	02/17/1998	Satisfactory	Yes
11882	The First National Bank of Homer	Homer	IL	03/02/1998	Satisfactory	Yes
4759	The Dulaney National Bank of Marshall	Marshall	IL	02/10/1998	Satisfactory	Yes
22869	Firstar Bank U.S.A., N.A.	Waukegan	IL	11/17/1997	Satisfactory	No
13650	Security National Bank	Witt	IL	02/02/1998	Satisfactory	Yes
18478	National Bank of Andover	Andover	KS	12/23/1997	Satisfactory	Yes
22644	First National Bank of Kansas	Overland	KS	01/20/1998	Satisfactory	Yes
6229	First National Bank in Pratt	Pratt	KS	02/17/1998	Satisfactory	Yes
12168	The First National Bank of Tribune	Tribune	KS	02/06/1998	Satisfactory	Yes
3091	The First National Bank in Wellington	Wellington	KS	03/02/1998	Satisfactory	Yes
12346	Southwest National Bank of Wichita	Wichita	KS	02/19/1998	Satisfactory	Yes
11348	The First National Bank of Russell Springs	Russell Springs	KY	02/09/1998	Satisfactory	Yes
13688	Hibernia National Bank	New Orleans	LA	02/13/1998	Satisfactory	No
7957	The Edgartown National Bank	Edgartown	MA	02/02/1998	Satisfactory	Yes
8756	The First National Bank of Battle Lake	Battle Lake	MN	03/09/1998	Satisfactory	Yes
7427	Stearns Bank Canby, N.A.	Canby	MN	02/23/1998	Satisfactory	Yes
5423	Martin County National Bank	Fairmont	MN	03/02/1998	Satisfactory	Yes
9262	The First National Bank of Gilbert	Gilbert	MN	02/17/1998	Satisfactory	Yes
23001	Magna Bank, N.A.	Brentwood	MO	07/18/1997	Satisfactory	Yes
23172	Mercantile Bank, N.A.	St. Louis	MO	06/30/1997	Satisfactory	Yes
16500	Consumer National Bank	Jackson	MS	12/31/1997	Outstanding	Yes
7043	The First National Bank in Artesia	Artesia	NM	02/20/1998	Satisfactory	Yes
15108	Los Alamos National Bank	Los Alamos	NM	12/18/1997	Satisfactory	Yes
980	Evergreen Bank, N.A.	Glens Falls	NY	11/20/1997	Satisfactory	Yes
1083	The First National Bank of Groton	Groton	NY	02/09/1998	Satisfactory	Yes
10216	The Citizens National Bank of Hammond	Hammond	NY	03/02/1998	Satisfactory	Yes
20547	Delta National Bank & Trust Co. of New York	New York	NY	12/31/1997	Satisfactory	Yes
14294	The First National Bank in New Bremen	New Bremen	OH	02/23/1998	Satisfactory	Yes
18764	Capital Bank, N.A.	Sylvania	OH	12/29/1997	Satisfactory	Yes
916	Champaign National Bank and Trust	Urbana	OH	02/23/1998	Satisfactory	Yes
97	The National Bank & Trust Company	Wilmington	OH	02/02/1998	Satisfactory	Yes
11001	The First National Bank & Trust Co. of Okmulgee	Okmulgee	OK	02/12/1998	Satisfactory	Yes
18427	Tulsa National Bank	Tulsa	OK	01/12/1998	Satisfactory	Yes
7702	Peoples National Bank of Susquehanna County	Hallstead	PA	02/02/1998	Satisfactory	Yes
324	First National Bank & Trust Company of Newtown	Newtown	PA	01/09/1998	Satisfactory	Yes
10660	National Bank of South Carolinia	Columbia	SC	10/28/1997	Satisfactory	No
10680	First National Bank of South Carolina	Holly Hill	SC	02/25/1998	Satisfactory	Yes
4166	First National Bank of Abilene	Abilene	TX	01/22/1998	Satisfactory	Yes
17967	Panola National Bank	Carthage	TX	02/23/1998	Satisfactory	Yes
12795	First National Bank in Cisco	Cisco	TX	03/03/1998	Satisfactory	Yes
13595	First Coleman National Bank	Coleman	TX	02/19/1998	Satisfactory	Yes
18479	First National Bank	Haskell	TX	03/09/1998	Satisfactory	Yes
7814	Jacksboro National Bank	Jacksboro	TX	03/05/1998	Satisfactory	Yes
5127	First National Bank of Mineola	Mineola	TX	02/23/1998	Satisfactory	Yes
12556	East Texas National Bank	Palestine	TX	02/23/1998	Satisfactory	Yes
21944	Peoples National Bank	Paris	TX	02/23/1998	Satisfactory	Yes
16555	Canyon Creek National Bank	Richardson	TX	02/27/1998	Satisfactory	Yes
12756	First National Bank of Rosenburg	Rosenburg	TX	08/18/1997	Satisfactory	Yes
21015	Cattleman's National Bank	Round Mountain	TX	03/02/1998	Satisfactory	Yes
3785	Hibernia National Bank of Texas	Texarkana	TX	02/13/1998	Satisfactory	No
18174	American Investment Bank, N.A.	Salt Lake City	UT	12/31/1997	Satisfactory	Yes
16613	Patrick Henry National Bank	Bassett	VA	02/27/1998	Satisfactory	Yes
22984	Blue Ridge Bank, N.A.	Floyd	VA	02/12/1998	Satisfactory	Yes
23084	Mountain National Bank	Galax	VA	02/27/1998	Satisfactory	Yes
23087	Central National Bank	Lynchburg	VA	02/27/1998	Satisfactory	Yes
16406	First National Bank of Rocky Mount	Rocky Mount	VA	02/27/1998	Satisfactory	Yes
22982	Community National Bank	South Boston	VA	02/27/1998	Satisfactory	Yes
23088	Patriot Bank, N.A.	Stafford	VA	02/27/1998	Satisfactory	Yes
23085	Shenandoah National Bank	Staunton	VA	02/27/1998	Satisfactory	Yes
14060	The First National Bank & Trust Co. of Baraboo	Baraboo	WI	03/06/1998	Satisfactory	Yes
4975	First National Bank in Manitowac	Manitowac	WI	02/09/1998	Satisfactory	Yes
9721	First National Bank of Peterstown	Peterstown	WV	03/10/1998	Satisfactory	Yes
5226	The First National Bank of St. Marys	St. Marys	WV	03/06/1998	Satisfactory	Yes