CRA Performance Evaluations: August 2001

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
18788	JCB Bank, N.A.	Los Angeles	CA	04/30/2001	Satisfactory	Limited Purpose Bank
18541	National Bank of the Redwoods	Santa Rosa	CA	11/14/2000	Satisfactory	Large Bank
23269	TCF National Bank Colorado	Englewood	CO	01/11/2001	Outstanding	Large Bank
6671	First National Bank of Paonia	Paonia	CO	05/07/2001	Satisfactory	Small Bank
22196	First North American National Bank	Kennesaw	GA	02/02/2001	Satisfactory	Limited Purpose Bank
23323	Cedar Hill National Bank	Lawrenceville	GA	02/01/2001	Satisfactory	Limited Purpose Bank
23175	Metrobank, N.A.	Davenport	IA	03/19/2001	Satisfactory	Large Bank
13216	American N. B & Trust Co. of Chicago	Chicago	IL	12/31/1999	Satisfactory	Large Bank
14510	National Bank	Hillsboro	IL	05/07/2001	Satisfactory	Small Bank
23237	Bank One, Illinois, N.A.	Springfield	IL	12/31/1999	Satisfactory	Large Bank
13078	The Pioneer National Bank of Duluth	Duluth	MN	04/09/2001	Satisfactory	Small Bank
23800	Washington County Bank, N.A.	Oakdale	MN	04/30/2001	Satisfactory	Small Bank
13764	Bank of New Hampshire, N.A.	Farmington	NH	09/11/2000	Satisfactory	Large Bank
1323	Delaware National Bank of Delhi	Delhi	NY	05/14/2001	Satisfactory	Small Bank
1027	The Lyons National Bank	Lyons	NY	04/16/2001	Satisfactory	Small Bank
14050	Belmont National Bank	St. Clairsville	OH	12/30/2000	Satisfactory	Large Bank
1997	The National Bank & Trust Company	Wilmington	OH	03/26/2001	Satisfactory	Large Bank
15152	Exchange National Bank of Moore	Moore	OK	05/28/2001	Satisfactory	Small Bank
21963	Franklin National Bank	Franklin	TN	02/26/2001	Outstanding	Large Bank
16658	Western National Bank	Odessa	TX	05/07/2001	Satisfactory	Small Bank