CRA Performance Evaluations: December 2001

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
21165	First National Bank of Izard County	Calico Rock	AR	08/13/2001	Satisfactory	Small Bank
17950	First National Bank of Howard County	Dierks	AR	05/21/2001	Satisfactory	Small Bank
17226	First National Ban of Colorado Springs	Colorado Springs	CO	09/04/2001	Satisfactory	Small Bank
17112	Bankers Trust Company of Florida, N.A.	Palm Beach	FL	08/06/2001	Satisfactory	Wholesale Bank
7431	nBank, National Association	Commerce	GA	06/04/2001	Outstanding	Small Bank
23827	Southeast National Bank	Davenport	IA	08/07/2001	Satisfactory	Small Bank
5815	Resource Bank, N.A.	DeKalb	IL	07/02/2001	Satisfactory	Small Bank
18553	First Eagle National Bank	Hanover Park	IL	08/20/2001	Satisfactory	Small Bank
3231	The First National Bank of Beloit	Beloit	KS	08/06/2001	Satisfactory	Small Bank
18394	Community National Bank	Seneca	KS	09/17/2001	Outstanding	Small Bank
7030	Community Trust Bank, N.A.	Pikeville	KY	05/07/2001	Satisfactory	Large Bank
12947	First National Bank of Moose Lake	Moose Lake	MN	07/30/2001	Satisfactory	Small Bank
23881	Old Missouri National Bank	Springfield	MO	08/13/2001	Satisfactory	Small Bank
8863	The First National Bank of Bancroft	Bancroft	NE	08/27/2001	Satisfactory	Small Bank
22236	Commerce National Bank	Worthington	OH	07/16/2001	Satisfactory	Small Bank
23900	Local Oklahoma Bank, N.A.	Oklahoma City	OK	08/06/2001	Satisfactory	Large Bank
7003	Swineford National Bank	Middleburg	PA	07/16/2001	Satisfactory	Large Bank
13731	First National Bank in Cameron	Cameron	TX	09/15/2001	Satisfactory	Small Bank
10420	Texas Gulf Bank, N.A.	Freeport	TX	08/27/2001	Satisfactory	Small Bank