CRA Performance Evaluations: September 2002

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
16840	Omni Bank, N.A.	Alhambra	CA	05/28/2002	Satisfactory	Small Bank
7435	First National Bank of the Rockies	Meeker	CO	06/12/2002	Satisfactory	Small Bank
22008	Enterprise National Bank of Palm Beach	North Palm Beach	FL	06/03/2002	Satisfactory	Small Bank
23660	First National Bank	Orange Park	FL	06/10/2002	Satisfactory	Small Bank
21734	Florida Bank, N.A.	Tampa	FL	05/06/2002	Outstanding	Small Bank
10911	First National Bank of Ava	Ava	IL	07/08/2002	Satisfactory	Small Bank
14566	Forest Park National Bank and Trust Co.	Forest Park	IL	05/06/2002	Satisfactory	Small Bank
11754	The First National Bank of Okawville	Okawville	IL	07/08/2002	Satisfactory	Small Bank
2413	Citizens First National Bank of Princeton	Princeton	IL	04/01/2002	Satisfactory	Large Bank
9786	The First National Bank of Sandoval	Sandoval	IL	06/03/2002	Satisfactory	Small Bank
15637	Fort Riley National Bank	Fort Riley	KS	05/28/2002	Satisfactory	Small Bank
3467	The First National Bank & Trust	St. John	KS	07/02/2002	Satisfactory	Small Bank
6606	The First N. B. of St. Mary's at Leonardtown	Leonardtown	MD	04/08/2002	Satisfactory	Large Bank
9087	Superior National Bank & Trust Co.	Hancock	MI	04/29/2002	Satisfactory	Small Bank
11818	Bremer Bank, National Association	St. Cloud	MN	06/03/2002	Satisfactory	Large Bank
15576	Stearns Bank National Association	St. Cloud	MN	04/29/2002	Satisfactory	Large Bank
14488	Merchants Bank, National Association	Winona	MN	04/29/2002	Satisfactory	Large Bank
15521	Gateway National Bank of St. Louis	St. Louis	MO	05/13/2002	Satisfactory	Small Bank
5347	Stillwater National Bank & Trust Company	Stillwater	OK	05/06/2002	Satisfactory	Large Bank
13679	Bank of Oklahoma, N.A.	Tulsa	OK	04/08/2002	Satisfactory	Large Bank
42	Bank of Lancaster County, N.A.	Strasburg	PA	01/14/2002	Satisfactory	Large Bank
23919	Greenville First Bank, N.A.	Greenville	SC	05/13/2002	Satisfactory	Small Bank
10680	First National Bank of South Carolina	Holly Hill	SC	05/20/2002	Satisfactory	Small Bank
23834	Citizens Bank, N.A.	Abilene	TX	06/03/2002	Satisfactory	Small Bank
18380	Northwest National Bank of Arlington	Arlington	TX	03/31/2002	Satisfactory	Small Bank
7827	The Brady National Bank	Brady	TX	07/09/2002	Outstanding	Small Bank
17456	Citizens National Bank	Crockett	TX	06/17/2002	Satisfactory	Small Bank
24082	Bank of Texas, N.A.	Dallas	TX	04/08/2002	Satisfactory	Large Bank
4565	First National Bank of Goliad	Goliad	TX	07/01/2002	Satisfactory	Small Bank
8674	The Marfa National Bank	Marfa	TX	06/05/2002	Satisfactory	Small Bank
16809	First National Bank of San Benito	San Benito	TX	04/22/2002	Satisfactory	Small Bank
17733	National American Bank	Uvalde	TX	05/13/2002	Satisfactory	Small Bank
16604	Community National Bank	Oregon	WI	05/20/2002	Satisfactory	Small Bank
7087	First National Bank of River Falls	River Falls	WI	05/20/2002	Satisfactory	Small Bank
21144	Progressive Bank, N.A. - Buckhannon	Buckhannon	WV	02/22/2002	Satisfactory	Small Bank