CRA Performance Evaluations: April 2004

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
21990	Alaska First Bank & Trust, N.A.	Anchorage	AK	12/15/2003	Satisfactory	Small Bank
10697	The First National Bank of Atmore	Atmore	AL	01/14/2004	Satisfactory	Small Bank
14429	Helena National Bank	Helena	AR	12/05/2003	Satisfactory	Small Bank
21383	National Bank of Arizona	Tucson	AZ	10/20/2003	Satisfactory	Large Bank
16407	Far East National Bank	Los Angeles	CA	11/17/2003	Satisfactory	Large Bank
17423	Pacific Western NB	Santa Monica	CA	09/15/2003	Satisfactory	Large Bank
15383	Western National Bank	Colorado Springs	CO	01/03/2004	Satisfactory	Large Bank
14146	First National Bank	Fort Collins	CO	10/20/2003	Outstanding	Large Bank
18270	Community National Bank at Bartow	Bartow	FL	01/05/2004	Outstanding	Small Bank
14838	First NB & Trust Co. of the Treasure Coast	Stuart	FL	08/04/2003	Outstanding	Large Bank
18582	Indian River National Bank	Vero Beach	FL	12/15/2003	Satisfactory	Large Bank
21873	First National Bank of The South	Milledgeville	GA	01/20/2004	Satisfactory	Small Bank
14253	First National Bank	Sioux City	IA	11/20/2003	Satisfactory	Small Bank
14479	Buena Vista National Bank	Chester	IL	01/12/2004	Satisfactory	Small Bank
8044	The First National Bank of Dwight	Dwight	IL	02/02/2004	Satisfactory	Small Bank
5856	The First National Bank of Gilman	Gilman	IL	01/15/2004	Satisfactory	Small Bank
14260	The Pontiac National Bank	Pontiac	IL	12/01/2003	Satisfactory	Small Bank
5629	FCN Bank, N.A.	Brookville	IN	01/06/2004	Satisfactory	Small Bank
10718	The First National bank of Fremont	Fremont	IN	01/05/2004	Outstanding	Small Bank
14874	First National Bank of Valparaiso	Valparaiso	IN	12/05/2003	Satisfactory	Large Bank
3033	Midamerican Bank & Trust Company, N.A.	Leavenworth	KS	01/12/2004	Outstanding	Small Bank
13906	The Union N. B. & Trust Co of Barbourville	Barbourville	KY	12/15/2003	Satisfactory	Small Bank
18484	MidSouth National Bank	Lafayette	LA	06/16/2003	Satisfactory	Large Bank
3948	The First N. B. of Calumet-Lake Linden	Calumet	MI	01/05/2004	Satisfactory	Small Bank
11622	The First National Bank of Buhl	Buhl	MN	12/03/2003	Satisfactory	Small Bank
6352	The First National Bank of Cass Lake	Cass Lake	MN	10/27/2003	Satisfactory	Small Bank
16929	Community National Bank	North Branch	MN	10/14/2003	Satisfactory	Small Bank
23524	First Integrity Bank, N.A.	Staples	MN	10/20/2003	Satisfactory	Small Bank
21071	Northland National Bank	Gladstone	MO	12/29/2003	Satisfactory	Small Bank
8953	First National Bank & Trust Company	Asheboro	NC	11/03/2003	Satisfactory	Large Bank
2357	The First N. B. & Trust Co. of Beatrice	Beatrice	NE	02/12/2004	Satisfactory	Small Bank
3208	The First National Bank of Holdrege	Holdrege	NE	01/12/2004	Satisfactory	Small Bank
3057	The First N. B. and Trust Co. of Minden	Minden	NE	01/29/2004	Satisfactory	Small Bank
22233	Enterprise Bank, N.A.	Omaha	NE	11/25/2003	Needs to Improve	Small Bank
18601	Charter West National Bank	West Point	NE	12/19/2003	Satisfactory	Small Bank
1253	Ballston Spa National Bank	Ballston Spa	NY	10/06/2003	Satisfactory	Small Bank
2302	The First National Bank of Bellevue	Bellevue	OH	07/22/2003	Satisfactory	Small Bank
21739	World Financial Network National Bank	Gahanna	OH	09/29/2003	Satisfactory	Limited Purpose Bank
15109	American National Bank	Parma	OH	08/27/2004	Satisfactory	Small Bank
10913	First National Bank of Okeene	Okeene	OK	02/02/2004	Satisfactory	Small Bank
5833	The Citizens National Bank of Meyersdale	Meyersdale	PA	11/03/2003	Satisfactory	Small Bank
22808	First Community Bank, N.A.	Lexington	SC	11/03/2003	Satisfactory	Small Bank
10735	Citizens National Bank	Athens	TN	01/06/2004	Satisfactory	Large Bank
3288	The First National Bnak of Centerville	Centerville	TN	12/01/2003	Satisfactory	Small Bank
14710	First Farmers &Merchants N. B. of Columbia	Columbia	TN	01/05/2004	Satisfactory	Large Bank
13046	The First National Bank in Cooper	Cooper	TX	01/05/2004	Satisfactory	Small Bank
23867	Security State Bank, N.A.	Ore City	TX	12/22/2003	Satisfactory	Small Bank
10230	First National Bank	Paducah	TX	02/10/2004	Satisfactory	Small Bank
17198	Wood County National Bank	Quitman	TX	01/15/2004	Satisfactory	Small Bank
8094	The First National Bank of Stanton	Stanton	TX	02/10/2004	Satisfactory	Small Bank
4620	The First National Bank of Berlin	Berlin	WI	01/05/2004	Satisfactory	Small Bank
15158	First National Bank of Gillette	Gillette	WY	01/26/2004	Satisfactory	Small Bank