CRA Performance Evaluations: September 2004

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
2409	The Farmers National Bank of Danville	Danville	KY	04/19/2004	Satisfactory	Large Bank
2960	The First National Bank of Friend	Friend	NE	06/28/2004	Satisfactory	Small Bank
3104	The Farmers National Bank of Kittanning	Kittanning	PA	05/10/2004	Satisfactory	Small Bank
3147	The National Bank of Malvern	Malvern	PA	06/01/2004	Satisfactory	Small Bank
3546	The First National Bank of Smith Center	Smith Center	KS	05/21/2004	Satisfactory	Small Bank
3565	The First National Bank of Wellston	Wellston	OH	05/25/2004	Satisfactory	Small Bank
3962	The First National Bank of Litchfield	Litchfield	IL	06/01/2004	Satisfactory	Small Bank
5073	Merchants National Bank of Kittanning	Kittanning	PA	05/03/2004	Satisfactory	Small Bank
5634	The Citizens National Bank of Chillicothe	Chillicothe	OH	05/17/2004	Satisfactory	Small Bank
7759	The First National Bank of Powhatan Point	Powhatan Point	OH	03/11/2004	Satisfactory	Small Bank
8393	The Union National Bank of Mount Carmel	Mount Carmel	PA	03/29/2004	Satisfactory	Small Bank
8573	The Commercial National Bank of Brady	Brady	TX	07/06/2004	Outstanding	Small Bank
8905	Salyersville National Bank	Salyersville	KY	05/31/2004	Satisfactory	Small Bank
11740	The First National Bank of Menahga	Menahga	MN	05/12/2004	Outstanding	Small Bank
13688	Hibernia National Bank	New Orleans	LA	01/12/2004	Satisfactory	Large Bank
13975	First National Bank in Pinckneyville	Pinckneyville	IL	02/12/2004	Needs to Improve	Small Bank
14275	First National Bank & Trust Co. of Williston	Williston	ND	03/29/2004	Satisfactory	Small Bank
17121	Palm Desert National Bank	Palm Desert	CA	05/05/2004	Satisfactory	Small Bank
17437	Riverside National Bank of Florida	Fort Pierce	FL	03/15/2004	Satisfactory	Large Bank
21922	May National Bank of Ohio	Lorain	OH	05/07/2004	Satisfactory	Limited Purpose Bank
22015	Bank Midwest, N.A.	Kansas City	MO	05/10/2004	Outstanding	Strategic Plan
22883	Thomasville National Bank	Thomasville	GA	06/14/2004	Satisfactory	Small Bank
23005	Corus Bank, N.A.	Chicago	IL	01/05/2004	Outstanding	Wholesale Bank
23109	Temecula Valley Bank, N.A.	Temecula	CA	05/03/2004	Satisfactory	Small Bank
23570	First Bank Richmond, N.A.	Richmond	IN	02/23/2004	Satisfactory	Large Bank
24208	CommerceWest Bank, N.A.	Newport Beach	CA	05/03/2004	Satisfactory	Small Bank
24256	First Indiana Bank, N.A.	Indianapolis	IN	12/01/2003	Satisfactory	Large Bank
24263	The Right Bank For Texas, N.A.	Houston	TX	05/24/2004	Satisfactory	Small Bank
24344	First Citizens Bank, N.A.	Roanoke	VA	06/04/2004	Satisfactory	Limited Purpose Bank