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Garrett Senney

Senior Financial Economist

Compliance Risk Analysis Division

Garrett Senney, CAMS is a senior financial economist in the Compliance Risk Analysis Division within the Supervision Risk & Analysis at the Office of the Comptroller of the Currency (OCC). Dr. Senney joined the OCC in 2016. His current research interests include the dynamic effects that informational frictions have on consumer behavior with a special focus on the internet, and the effects of environmental risks (e.g., pollution and flood) on consumer behavior. Dr. Senney holds a Ph. D. in economics from the Ohio State University.

Garrett’s research can be found here.

  1. Senney, G. 2017. “Divorcing Collegiate Athletics from Education.” The Sports and Society Initiative Blog at the Ohio State University. 1(3).
  2. Senney, G. & Dunn, L. 2019. “The Role of Work Schedules and the Macroeconomy on Labor Effort.” Labour Economics. 57: 23-34.
  3. Senney, G. 2019. “The Geography of Lender Behavior in Peer-to-Peer Loan Markets.” Journal of Industrial Economics. 67(1): 1-36.
  4. Blevins, J. & Senney, G. 2019. “Dynamic Selection and Distributional Bounds on Search Costs in Dynamic Unit-Demand Models.” Quantitative Economics. 10(3): 891-929.
  5. Steckel, R. & Senney, G. 2021. “Developmental Origins of Cardiovascular Disease: Understanding High Mortality Rates in the American South.” International Journal of Environmental Research and Public Health. 18(24): 1-14.
  6. Senney, G. & Steckel, R. 2022. “The Continuing Puzzle of Hypertension among African Americans: Developmental Origins and the Mid-century Socioeconomic Transformation.” In Standard of Living: Essays on Economics, History, and Religion in Honor of John E. Murray. Ed: Patrick Gray, Joshua Hall, Ruth Wallis Herndon, and Javier Silvestre. Switzerland: Springer. [Forthcoming]
  7. Senney, G. & Lhost, J. 2023. "Big Bids and Bidder Behavior in Uniform Price Auctions: Evidence from Peer-to-Peer Loan Markets." Review of Industrial Organization. 63: 349-372.
  8. Senney, G. & Lhost, J. 2024. "Balancing Attraction and Risk Revelation: The Optimal Reservation Price in Peer-to-Peer Loan Auctions." Review of Industrial Organization. 64: 289-314.

  1. Goodenberger, J. Munk, R., & Senney, G. 2021. "Consequences of Air Quality on Labor Productivity."
  2. Senney, G. 2015. "Search Frictions and Vertical Differentiation: An Analysis of Consumer Behavior in the Television Market." Working Paper, The Ohio State University.
  3. Senney, G. & Lhost, J. 2020. “Market Power in Uniform Price Auctions: Insight on the Effect of Big Bidding.”
  4. Senney, G. 2015. “Search Frictions and Vertical Differentiation: An Analysis of Consumer Behavior in the Television Market.” Working Paper, The Ohio State University.