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OCC Bulletin 2026-10 | March 31, 2026

OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches: Final Guidelines

To

Chief Executive Officers of All National Banks, Federal Savings Associations, and Federal Branches and Agencies; Department and Division Heads; All Examining Personnel; and Other Interested Parties

Summary

The Office of the Comptroller of the Currency (OCC) is rescinding its guidelines establishing standards for recovery planning by certain large insured national banks, federal savings associations, and federal branches (recovery planning guidelines) at 12 CFR 30, appendix E. The final rule will be effective 30 days after publication in the Federal Register.

Rescissions

The following are also rescinded with the publication of this bulletin:

  • “Recovery Planning” booklet of the Comptroller’s Handbook
  • OCC Bulletin 2025-35, “Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches: Notice of Proposed Rulemaking”
  • OCC Bulletin 2024-31, “OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches: Final Guidelines”
  • OCC Bulletin 2024-16, “OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches: Notice of Proposed Rulemaking”
  • OCC Bulletin 2018-47, “Recovery Planning Guidelines: Final Revised Guidelines”

Note for Community Banks

The final rule would not affect OCC-supervised banks with less than $100 billion in average total consolidated assets.

Further Information

Please contact Sean Young, Counsel, Chief Counsel’s Office, at (202) 649-5490.

Adam J. Cohen
Senior Deputy Comptroller and Chief Counsel

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