Mutual Savings Association Advisory Committee

October 22, 2024

• 9/30/2024 NR 2024-109 OCC Hosts Mutual Savings Association Advisory Committee Meeting October 22
• Federal Register Notice (PDF)
• Agenda (PDF)
• Economics Update (PDF)
• State of Mutuals (PDF)

June 24, 2024

• 6/5/2024 NR 2024-59 OCC Hosts Mutual Savings Association Advisory Committee Meeting June 24
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes (PDF)
• CSA Update (PDF)
• Mutual Forum Program (PDF)
• Economics Update (PDF)

March 5, 2024

• 2/14/2024 NR 2024-12 OCC Hosts Mutual Savings Association Advisory Committee Meeting March 5
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes (PDF)
• Economics Update (PDF)
• Office of Financial Technology Update (PDF)

October 3, 2023 Meeting

• 9/13/2023 NR 2023-103 OCC Hosts Mutual Savings Association Advisory Committee Meeting October 3
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes (PDF)
• Economics Update (PDF)
• Mutual Financial Trends (PDF)

June 27, 2023 Meeting

• 6/8/2023 NR 2023-55 OCC Hosts Mutual Savings Association Advisory Committee Meeting June 27
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes (PDF)
• Mutual Joint Forum (PDF)
• Economic Update (PDF)

April 4, 2023 Meeting

• 3/20/2023 NR 2023-28: OCC Hosts Mutual Savings Association Advisory Committee Meeting April 4
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes (PDF)
• Economic Update (PDF)

September 20, 2022 Meeting

• 8/30/2022 NR 2022-102: OCC Hosts Mutual Savings Association Advisory Committee Meeting September 20
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes (PDF)
• Economics Update (PDF)

June 27, 2022 Meeting

• 6/10/2022 NR 2022-67: OCC Hosts Mutual Savings Association Advisory Committee Meeting June 27
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes (PDF)
• Mutual Forum Program (PDF)
• Economics Presentation (PDF)
• Mutual Financial Trends (PDF)

April 19, 2022 Meeting

• 3/29/2022 NR 2022-31: OCC Hosts Mutual Savings Association Advisory Committee Meeting April 19
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes (PDF)
• MCBS Infographic (PDF)
• Economics Update (PDF)

September 28, 2021 Meeting

• 9/3/2021 NR 2020-92: OCC Hosts Virtual Mutual Savings Association Advisory Committee Meeting September 28
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes for September 28, 2021 (PDF)
• Financial Trends (PDF)
• 9/24/2021 OCC Bulletin 2021-45: Mutual Savings Associations: Requirements and Process for Voluntary Liquidation

June 29, 2021 Meeting

• 6/10/2021 NR 2021-64: OCC Hosts Virtual Mutual Savings Association Advisory Committee Meeting June 29
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes for June 29, 2021 (PDF)
• Comment Letter from the ABA (PDF)
• Joint Mutual Forum Program Agenda (PDF)
• Economics Presentation (PDF)

April 27, 2021 Meeting

• 4/7/2021 NR 2021-42: OCC Hosts Virtual Mutual Savings Association Advisory Committee Meeting April 27
• Federal Register Notice (PDF)
• Agenda (PDF)
• Economics Presentation - April 27, 2021 (PDF)
• Meeting Minutes for April 27, 2021 (PDF)
• Intro to MSAAC (PDF)

September 22, 2020 Meeting

• 9/1/2020 NR 2020-114: OCC Hosts Mutual Savings Association Advisory Committee Meeting September 22 Via Webinar
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes for September 22, 2020 (PDF)
• Program for OCC's Virtual Mutual Forum (PDF)
• Economics Presentation - September 22, 2020 (PDF)
• Mutual Overview and Trends - September 22, 2020 (PDF)

June 29, 2020 Meeting

• Agenda (PDF)
• Economics Presentation - June 29, 2020 (PDF)
• Meeting Minutes for June 29, 2020 (PDF)
• Comment from Public (PDF)
• America's Mutual Banks Comment Letter (PDF)
• 6/8/2020 NR 2020-77: OCC Hosts Mutual Savings Association Advisory Committee Meeting June 29 Via Webinar
• Federal Register Notice (PDF)

April 21, 2020 Meeting

• Agenda (PDF)
• Meeting Minutes for April 21, 2020 (PDF)
• Economics Presentation - April 21, 2020 (PDF)
• 3/30/2020 NR 2020-44: OCC Hosts Mutual Savings Association Advisory Committee Meeting April 21 Via Teleconference
• Federal Register Notice (PDF)

September 17, 2019 Meeting

• Meeting Minutes for September 17, 2019 (PDF)
• Residential Mortgage Trends Presentation (PDF)
• Capital Policy Update - New Regulatory Capital Rules (PDF)
• 8/26/2019 NR 2019-97: OCC Hosts Mutual Savings Association Advisory Committee Meeting September 17
• Federal Register Notice (PDF)
• Agenda (PDF)

July 23, 2019 Meeting

• Agenda (PDF)
• Meeting Minutes for July 23, 2019 (PDF)
• 06/28/2019 NR 2019-72: OCC Hosts Mutual Savings Association Advisory Committee Meeting on July 23
• Federal Register Notice (PDF)

May 23, 2019 Meeting

• Agenda (PDF)
• Meeting Minutes for May 23, 2019 (PDF)
• Covered Savings Association Presentation (PDF)
• OCC Innovation Pilot Program (PDF)
• 05/08/2019 NR 2019-45: OCC Hosts Mutual Savings Association Advisory Committee Meeting on May 23
• Federal Register Notice (PDF)

September 25, 2018 Meeting

• 09/04/2018 NR 2018-91: OCC Hosts Mutual Savings Association Advisory Committee Meeting September 25, 2018
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes for September 25, 2018 (PDF)
• Charter Flexibility Act - LRA (PDF)
• MSAAC Service Corporations (PDF)
• September 18, 2018 Covered Savings Associations NPRM (PDF)

July 24, 2018 Meeting

• 07/09/2018 NR 2018-70: OCC Hosts Mutual Savings Association Advisory Committee Meeting July 24, 2018
• Federal Register Notice (PDF)
• Agenda (PDF)
• Meeting Minutes for July 24, 2018 (PDF)

March 21, 2018 Meeting

• 03/15/2018 NR 2018-24: OCC Hosts Mutual Savings Association Advisory Committee Meeting on March 21
• Federal Register Notice (PDF)
• Agenda (PDF)
• America's Mutual Banks Comment Letter (PDF)
• Meeting Minutes for March 21, 2018 (PDF)
• Overview and Trends Presentation (PDF)

October 17, 2017 Meeting

• 09/21/2017 NR 2017-109: OCC Hosts Mutual Savings Association Advisory Committee Meeting on October 17 in Chicago
• Federal Register Notice (PDF)
• MSAAC Agenda (PDF)
• Agenda (PDF)
• Meeting Minutes for October 17, 2017 (PDF)
• Economics Department Presentation (PDF)
• Office of Innovation Presentation (PDF)
• Office of the Chief Accountant Presentation (PDF)

July 25, 2017 Meeting

• 07/05/2017 NR 2017-77: OCC Hosts Mutual Savings Association Advisory Committee Meeting July 25
• Federal Register Notice (PDF)
• Agenda (PDF)
• Risk Perspective Overview Presentation (PDF)
• Accenture North American Consumer Retail Banking Survey Summary Presentation (PDF)
• Anonymous Comment Letter (07/06/2017) (PDF)
• Meeting Minutes for July 25, 2017 (PDF)

May 9, 2017 Meeting

• 04/24/2017 NR 2017-45: OCC Hosts Mutual Savings Association Advisory Committee Meeting May 9
• 04/24/2017 Federal Register Notice (PDF)
• Agenda (PDF)
• Mutual Overview and Trends (PDF)
• Issues Chart (PDF)
• Anonymous Comment Letter (04/24/2017) (PDF)
• Meeting Minutes for May 9, 2017 (PDF)

December 8, 2016 Meeting

• 11/16/2016 NR 2016-145: OCC Hosts Mutual Savings Association Advisory Committee Meeting on December 8
• 11/16/2016 Federal Register Notice (PDF)
• Agenda (PDF)
• Economics Presentation (PDF)
• Issues Chart (PDF)
• Meeting Minutes for December 8, 2016 (PDF)

August 3, 2016 Meeting

• Agenda - 08/03/2016 (PDF)
• Agenda - 08/04/2016 (PDF)
• Responsible Innovation (PDF)
• BSA/AML Update Presentation (PDF)
• Anonymous Comment Letter (7/19/2016) (PDF)
• 07/13/2016 NR 2016-81: OCC Hosts Mutual Savings Association Advisory Committee Meeting on August 3
• 07/13/2016 Federal Register Notice (PDF)
• 10/27/2016 Meeting Minutes for August 3, 2016 (PDF)

May 3, 2016 Meeting

• Agenda - 05/03/2016 (PDF)
• Cybersecurity: Emerging Risks & Regulatory Supervision (PDF)
• Presentation of Financial Trends (PDF)
• White Paper on Financial Innovation
• 04/14/2016 NR 2016-47: OCC Hosts Mutual Savings Association Advisory Committee Meeting on May 3
• 04/14/2016 Federal Register Notice (PDF)
• 10/27/2016 Meeting Minutes for May 3, 2016 (PDF)

November 18, 2015 Meeting

• Agenda (PDF)
• Presentation on Mutuals (PDF)
• Presentation on Accounting and CECL (PDF)
• 10/29/2015 NR 2015-145: OCC Hosts Mutual Savings Association Advisory Committee Meeting on November 18
• 10/29/2015 Federal Register Notice (PDF)
• 10/27/2016 Meeting Minutes for November 18, 2015 (PDF)

July 22, 2015 Meeting

• Agenda (PDF)
• FFIEC Cybersecurity Assessment Tool Executive Guide (PDF)
• FFIEC Cybersecurity Assessment Tool (PDF)
• Anonymous Comment Letter (7/9/2015) (PDF)
• Anonymous Comment Letter (7/7/2015) (PDF)
• 07/07/2015 NR 2015-96: OCC Hosts Mutual Savings Association Advisory Committee Meeting
• 07/07/2015 Federal Register Notice (PDF)
• 10/28/2015 Meeting Minutes for July 22, 2015 (PDF)

April 28, 2015 Meeting

• Agenda (PDF)
• Presentation 1: Mutual Overview and Trends (PDF)
• Presentation 2: Long-Term Asset Strategy Performance (PDF)
• Presentation 3: Interest Rate Risk Update (PDF)
• 04/09/2015 NR 2015-55: OCC Hosts Mutual Savings Association Advisory Committee
• 04/09/2015 Federal Register Notice
• 10/28/2015 Meeting Minutes for April 28, 2015 (PDF)

November 18, 2014 Meeting

• Agenda (PDF)
• Summary of Proposed Legislation (PDF)
• Proposed Legislation (PDF)
• 04/09/2014 NR 2014-148: OCC Hosts Mutual Savings Association Advisory Committee
• 10/29/2014 Federal Register Notice (PDF)
• 03/31/2015 Meeting Minutes for November 18, 2014 (PDF)

July 23, 2014 Meeting

• Agenda (PDF)
• Presentation (PDF)
• Public Statement by American Bankers Association (PDF)
• Public Statement by America's Mutual Bank (PDF)
• OCC Bulletin 2014-35: Mutual Federal Savings Associations: Characteristics and Supervisory Considerations
• 06/30/2014 NR 2014-93: OCC Hosts Mutual Savings Association Advisory Committee Meeting
• 06/30/2014 Federal Register Notice (PDF)
• 10/16/2014 Meeting Minutes for July 23, 2014 (PDF)

April 29, 2014 Meeting

• Agenda (PDF)
• Presentation (PDF)
• 04/02/2014 NR 2014-50: OCC Hosts Mutual Savings Association Advisory Committee Meeting
• 04/02/2014 Federal Register Notice (PDF)
• 07/17/2014 Meeting Minutes for April 29, 2014 (PDF)

November 18, 2013 Meeting

• Agenda (PDF)
• Presentation (PDF)
• NR 2013-166
• Handout 1: Board Self-Assessment Questionnaire (PDF)
• Handout 2: Senior Management Component Board Self-Assessment Survey (PDF)
• Handout 3: Director Self/Peer Evaluation Form (PDF)
• 02/28/2014 Meeting Minutes for November 18, 2013 (PDF)

June 17, 2013 Meeting

• Agenda (PDF)
• Presentation (PDF)
• Discussion Questions (PDF)
• 09/16/2013 Meeting Minutes for June 17, 2013 (PDF)
• 05/06/2013 NR 2013-80: OCC Hosts Mutual Savings Association Advisory Committee Meeting

January 16, 2013 Meeting

• Agenda (PDF)
• Presentation (PDF)
• 03/12/2013 Meeting Minutes for January 16, 2013 (PDF)
• 12/12/2012 NR 2012-174: OCC Renews Mutual Savings Association Advisory Committee, Will Host Inaugural Meeting on January 16
• 12/12/2012 Federal Register Notice: MSAAC Meeting (PDF)

Office of Thrift Supervision Documents

Date	Number	Title
09/30/2024	NR 2024-109	OCC Hosts Mutual Savings Association Advisory Committee Meeting October 22
07/09/2024	NR 2024-74	OCC Renews Mutual Savings Association Advisory Committee Charter, Seeks Nominations
06/05/2024	NR 2024-59	OCC Hosts Mutual Savings Association Advisory Committee Meeting June 24
02/14/2024	NR 2024-12	OCC Hosts Mutual Savings Association Advisory Committee Meeting March 5
09/13/2023	NR 2023-103	OCC Hosts Mutual Savings Association Advisory Committee Meeting October 3
06/08/2023	NR 2023-55	OCC Hosts Mutual Savings Association Advisory Committee Meeting June 27
03/24/2023	NR 2023-29	OCC Appoints Six New Members to Mutual Savings Association Advisory Committee
03/20/2023	NR 2023-28	OCC Hosts Mutual Savings Association Advisory Committee Meeting April 4
08/30/2022	NR 2022-102	OCC Hosts Mutual Savings Association Advisory Committee Meeting September 20
07/19/2022	NR 2022-88	OCC Seeks Nominations for Mutual Savings Association Advisory Committee
07/19/2022	NR 2022-87	OCC's Mutual Savings Association Advisory Committee Charter Renewed
06/10/2022	NR 2022-67	OCC Hosts Mutual Savings Association Advisory Committee Meeting June 27
03/29/2022	NR 2022-31	OCC Hosts Mutual Savings Association Advisory Committee Meeting April 19
09/03/2021	NR 2021-92	OCC Hosts Virtual Mutual Savings Association Advisory Committee Meeting September 28
06/10/2021	NR 2021-64	OCC Hosts Virtual Mutual Savings Association Advisory Committee Meeting June 29
04/07/2021	NR 2021-42	OCC Hosts Virtual Mutual Savings Association Advisory Committee Meeting April 27
03/18/2021	NR 2021-34	OCC Appoints Five New Members to Mutual Savings Association Advisory Committee
07/15/2020	NR 2020-93	OCC Seeks Nominations for Mutual Savings Association Advisory Committee
07/15/2020	NR 2020-92	OCC's Mutual Savings Association Advisory Committee Charter Renewed
06/08/2020	NR 2020-77	OCC Hosts Mutual Savings Association Advisory Committee Meeting June 29 Via Webinar
03/30/2020	NR 2020-44	OCC Hosts Mutual Savings Association Advisory Committee Meeting April 21 Via Teleconference
08/26/2019	NR 2019-97	OCC Hosts Mutual Savings Association Advisory Committee Meeting September 17
06/28/2019	NR 2019-72	OCC Hosts Mutual Savings Association Advisory Committee Meeting July 23
05/22/2019	NR 2019-51	OCC Appoints Four New Members to Mutual Savings Association Advisory Committee
05/08/2019	NR 2019-45	OCC Hosts Mutual Savings Association Advisory Committee Meeting on May 23
11/08/2018	NR 2018-118	The OCC's Mutual Savings Association Advisory Committee Charter Renewed
08/27/2018	NR 2018-86	OCC Seeks Members for Its Mutual Savings Association Advisory Committee
07/05/2017	NR 2017-77	OCC Hosts Mutual Savings Association Advisory Committee Meeting on July 25
05/04/2017	NR 2017-53	OCC Appoints Six New Members to Mutual Savings Association Advisory Committee
10/17/2016	NR 2016-129	OCC's Mutual Savings Association Advisory Committee Charter Renewed
08/30/2016	NR 2016-101	OCC Seeks Members for Its Mutual Savings Association Advisory Committee
03/23/2015	NR 2015-43	Comptroller of the Currency Discusses Agenda to Assist Mutual Savings Association and Community Banks
03/09/2015	NR 2015-35	OCC Appoints 5 New Members to Mutual Savings Association Advisory Committee
10/29/2014	NR 2014-147	OCC's Mutual Savings Association Advisory Committee Charter Renewed
07/24/2014	NR 2014-105	Comptroller Discusses Mutual Savings Associations
07/22/2014	NR 2014-104	OCC Guidance Highlights Unique Characteristics of Mutual Savings Associations
06/02/2014	NR 2014-78	OCC Seeks Members for Its Mutual Savings Association Advisory Committee
12/07/2012		Federal Register Notice: MSAAC Charter Notice
10/21/2011	NR 2011-131	OCC Establishes Advisory Committees on Minority Institutions and Mutual Associations