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Interest Rate Risk

The acceptance and management of financial risk is inherent to the business of banking and banks’ roles as financial intermediaries. To meet the demands of their customers and communities and to execute business strategies, banks make loans, purchase securities, and take deposits with different maturities and interest rates. These activities may leave a bank’s earnings and capital exposed to movements in interest rates. This exposure is interest rate risk.

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Interest Rate Risk, Comptroller's Handbook

References


Related News and Issuances

DateIDTitle
12/08/2022 NR 2022-147 OCC Reports on Key Risks Facing Federal Banking System
10/17/2022 OCC 2022-23 Interest Rate Risk: Interest Rate Risk Statistics Report
04/04/2022 OCC 2022-9 Interest Rate Risk: Interest Rate Risk Statistics Report