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An official website of the United States government

Retail Credit

Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.


Related News and Issuances

DateIDTitle
10/13/2022 NR 2022-127 Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
10/06/2022 NR 2022-124 OCC Releases Bank Supervision Operating Plan for Fiscal Year 2023
09/15/2022 NR 2022-114 OCC Reports Improvement in Overall Mortgage Performance