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Flood Disaster Protection

The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It

  • Provides federally subsidized flood insurance coverage and
  • Prohibits lenders from making or changing loans on property not covered by flood insurance.

Learn more. Read OCC's Answers about Flood Insurance.


Related News and Issuances

DateIDTitle
04/13/2023 OCC 2023-10 Home Mortgage Disclosure Act: FFIEC’s 2023 ‘A Guide to HMDA Reporting: Getting It Right!’
01/12/2023 OCC 2023-2 Fair Lending: Revised Comptroller’s Handbook Booklet and Rescissions
11/14/2022 NR 2022-136 Senior Deputy Comptroller Discusses Efforts to Ensure Fair Lending